CENTURY 21 Edge
$214,9002 bd2 ba1,250 sqft$172 /sqft≈$1,689 /mo all-in ↓

9543 86TH AVENUE UNIT 9543, SEMINOLE, FL, 33777

Active38 days on marketListed Sep 2, 2026MLS #TB8544323

✦ Priced 22% below the SEMINOLE 33777 medianWaterfrontCondominiumTIMBERWOODS CONDO

About this home

9543 86TH AVENUE UNIT 9543

Wake up to canal views every day in this move-in-ready 2 bedroom, 2 bathroom condo where Florida living truly shines. Sip your morning coffee in the screened Florida room, then step out to the back patio and watch the water roll by. With a brand new roof and freshly painted exterior, enjoy peace of mind and pride of ownership from day one. Inside, enjoy the ease of an in-unit washer and dryer plus a water softener system, while your covered carport keeps your vehicle shaded and protected. Timberwoods delivers resort-style amenities including a community pool, clubhouse, and tennis courts. With basic cable, internet, water, sewer, trash, AND a master flood policy all wrapped into the monthly condo fee, this is Florida living made simple. The location is hard to beat. Lake Seminole Park is just a short walk away, and shopping, dining, entertainment, and the Gulf beaches are all close by. Starkey Elementary and Osceola Middle are only minutes from the community. Whether you are buying your first home, downsizing, or looking for a low maintenance Florida retreat, this one is worth a look. Schedule your showing today! Seller will only accept offers submitted on the AS IS Residential Contract for Sale and Purchase. Offers on other contract forms will not be considered.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,250

Sqft

1975

Year built

One

Levels

$172

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLaminate · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Covered · Guest · Off Street
ExteriorSidewalk

Community & fees

Taxes (2025)$2,028/yr
PetsBreed Restrictions, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,689 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$169
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,522
Interest rate6.00%
Loan term

Estimated payment

$1,689/mo

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$169
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$170KedgeAI estimate $196,258 · range $177K–$216K$225K

vs edgeAI estimate

+9.5%

$/sqft vs Seminole actives

$172 vs $251

Days on market

38 vs 54 typical

Where $172/sqft sits among the 323 Seminole actives

62
56 · this home
48
54
59
44
$108–158$158–209$209–259$259–309$309–359$359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Timberwoods

Drive times from this address

Downtown Tampa≈ 31 min
Tampa Int’l Airport (TPA)≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Timberwoods — neighborhood snapshot

Population

174

Median age

43

Median income

$120,658

Median home value

$338,400

Avg household

2

Households w/ children

15%

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementaryStarkey Elementary School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$405K → $450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

172 of 323

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $214,900 · 38 days on market since
1975Built · TIMBERWOODS CONDO

Reality check

What actually sold near 9543 86TH AVENUE UNIT 9543

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9521 86TH AVENUE UNIT 9521Sold · Apr ’26

$130,000

9521 86TH AVENUE UNIT 9521 · same community

2 bd · 2 ba · 1,250 sqft · $104/sqft · 153 DOM

9747 86TH AVENUESold · Mar ’26

$170,000

9747 86TH AVENUE · same community

2 bd · 2 ba · 1,020 sqft · $167/sqft · 51 DOM

9785 86TH AVENUE UNIT 9785Sold · Jul ’26

$195,000

9785 86TH AVENUE UNIT 9785 · same community

2 bd · 2 ba · 1,020 sqft · $191/sqft · 93 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 9543 86TH AVENUE UNIT 9543 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9543 86TH AVENUE UNIT 9543 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9543 86TH AVENUE UNIT 9543 FAQs

What would the monthly payment be for 9543 86TH AVENUE UNIT 9543?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,689/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9543 86TH AVENUE UNIT 9543?+

The most recent tax bill on record (2025) was $2,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9543 86TH AVENUE UNIT 9543?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $214,900, this home is listed about 41% below the Seminole median of $362,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9543 86TH AVENUE UNIT 9543?+

Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SEMINOLE 33777 market on paper

$214,900 is 22% below the SEMINOLE 33777 median of $275,000, and at $172/sqft it sits under the Seminole average of $254.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Devin Johnson. MLS #TB8544323.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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