4500 E BAY DRIVE UNIT 139, CLEARWATER, FL, 33764
Active12 days on marketListed Sep 8, 2026MLS #TB8544413
About this home
4500 E BAY DRIVE UNIT 139
A Centrally Located, Beautifully Updated Clearwater Condo to call your own! Luxurious and Quiet Living await you in the heart of Clearwater. This 2nd Floor condo has serene views of peaceful trees and a large SunRoom at the back which is insulated for your comfort. Brand New Hurricane Windows are just the beginning of the Upgrades to Welcome You Home with Quiet and Peace of Mind. The Kitchen is Beautifully Updated with Stunning Granite Countertops, Stainless Steel Appliances and Gray Soft Close Cabinetry. A Beautiful Herringbone Backsplash graces the Kitchen as well. The Living Room is Spacious and Comfortable while the Primary Bedroom is Huge and features 2 closets! The Bathroom has been redone with a large walk in tile shower and a Console Rack. The 2nd Floor location of this Condo allows for little foot traffic going by, creating a Private Oasis for easy living. The community features a Large Community Center with a Pool, Fitness Center and Convenient Laundry Room. The HOA fee covers Cable TV, Pest Control, Exterior Maintenance, Groundskeeping, Trash, Sewer and Water. Centrally located to all the Clearwater Area has to offer, Fabulous White Sand Beaches, Beautiful Parks, Restaurants, Golf Courses and Convenient Shopping. Only 10 minutes from the St Pete-Clearwater Airport and 20 minutes from Fabulous Clearwater Beach, this location offers everything you want and more. Come live the Florida Lifestyle!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
739
Sqft
1.7 ac
Lot size
1972
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,273 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,273/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs Clearwater actives
$210 vs $225
Days on market
12 vs 53 typical
Where $210/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33764 — neighborhood snapshot
Population
27,365
Median age
50.8
Median income
$64,573
Median home value
$302,500
Avg household
2.15
Households w/ children
2,246
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
247 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4500 E BAY DRIVE UNIT 139
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$45,000
1100 BELCHER ROAD S UNIT 202
2 bd · 1.5 ba · 720 sqft · $63/sqft · 123 DOM
Sold · Mar ’26$130,000
1100 BELCHER ROAD S UNIT 720
2 bd · 2 ba · 864 sqft · $150/sqft · 5 DOM
Sold · Jul ’26$80,000
1100 BELCHER ROAD S UNIT 152
2 bd · 2 ba · 884 sqft · $90/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4500 E BAY DRIVE UNIT 139 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4500 E BAY DRIVE UNIT 139 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4500 E BAY DRIVE UNIT 139 FAQs
What would the monthly payment be for 4500 E BAY DRIVE UNIT 139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,273/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4500 E BAY DRIVE UNIT 139?+
The most recent tax bill on record (2025) was $1,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4500 E BAY DRIVE UNIT 139?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $155,000, this home is listed about 44% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4500 E BAY DRIVE UNIT 139?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Terri Jennings. MLS #TB8544413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 4500 E BAY DRIVE UNIT 139 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →