101 N 12TH STREET UNIT 305, TAMPA, FL, 33602
Active41 days on marketListed Sep 1, 2026MLS #TB8544433
About this home
101 N 12TH STREET UNIT 305
Welcome to Victory Lofts, where industrial style meets modern urban living in the heart of Tampa's desirable Channel District. Rent includes water, gas, trash, internet, and basic cable! Tenants are only responsible for electric! Enjoy one simple monthly rent payment with most household utilities already covered! This home is vacant and available now! This stylish one-bedroom, one-bathroom residence features an open-concept layout with the kitchen, dining, and living areas flowing seamlessly together, creating a spacious and inviting environment for both everyday living and entertaining. The unit includes an in-unit washer and dryer, includes one private and assigned gated parking space located in the Victory Lofts building directly across from the unit, along with a private storage locker in the same building for added convenience. Residents also have access to building amenities including a fitness center and business workspace. Ideally located just minutes from Water Street, Tampa Riverwalk, Sparkman Wharf, Amalie Arena, The Florida Aquarium, Ybor City, and an array of restaurants, coffee shops, entertainment, and nightlife, this location offers easy access to the best of downtown Tampa. The TECO Streetcar is also nearby, providing convenient transportation throughout the downtown area. In addition to the advertised base rent, all residents are enrolled in the Resident Benefits Package (RBP) for $50.00/month which includes HVAC air filter delivery, credit building to help boost your credit score with timely rent payments, utility concierge service making utility connection a breeze during your move-in, and much more! More details upon application. HOA approval is required prior to occupancy, and $150/person application and $250 deposit after approval. Pets are welcome! At the owners discretion, no aggressive breeds, and two pets max per HOA. Vacant and available now! All applications must be submitted on the WrightDavis website.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,300
Sqft
0.01 ac
Lot size
1925
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $288
Days on market
41 vs 64 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
224 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 N 12TH STREET UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$448,500
101 N 12TH STREET UNIT 205 · same community
1 bd · 1 ba · 1,300 sqft · $345/sqft · 2 DOM
Sold · Oct ’25$375,000
101 N 12TH STREET UNIT 301 · same community
1 bd · 1 ba · 1,086 sqft · $345/sqft · 129 DOM
Sold · Aug ’26$499,000
101 S 12TH STREET UNIT 402 · same community
1 bd · 2 ba · 1,047 sqft · $477/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 101 N 12TH STREET UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 N 12TH STREET UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 N 12TH STREET UNIT 305 FAQs
What would the monthly payment be for 101 N 12TH STREET UNIT 305?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 101 N 12TH STREET UNIT 305?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,800, this home is listed about 99% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 N 12TH STREET UNIT 305?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRIGHT DAVIS REAL ESTATE · Chelsie Lewis. MLS #TB8544433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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