17919 CLEAR LAKE DRIVE, LUTZ, FL, 33548
Active39 days on marketListed Sep 3, 2026MLS #TB8544493
About this home
17919 CLEAR LAKE DRIVE
Welcome to this stunning fully remodeled 4-bedroom, 3-bathroom two-story POOL home with LAKE VIEWS nestled in the established GATED COMMUNITY of The Manors at Crystal Lake, where tranquility, security, and convenience come together. Located on a peaceful lakefront lot, this exceptional residence offers beautiful lake views from the backyard and the perfect setting to relax, entertain, and enjoy Florida living. From the moment you step inside, you’ll notice the home’s soaring ceilings, elegant finishes, and luxury-inspired design. The spacious primary suite is a true retreat, featuring a PRIVATE BALCONY overlooking the serene surroundings—perfect for enjoying your morning coffee or winding down in the evening. A generous guest bedroom is conveniently located downstairs with direct access to a full bathroom, offering an ideal setup for guests, extended family, or a home office. The home has been thoughtfully updated throughout, and a brand-new HVAC system provides added comfort and peace of mind. Step outside to your screened-in outdoor living space and take in the tranquil lake views while enjoying the privacy of your backyard. Located within a 24-hour guard-gated community with low HOA fees, residents enjoy a peaceful neighborhood atmosphere along with amenities including a community playground and basketball court. Even better, this home is NOT located in a flood zone, adding another layer of peace of mind. Families will appreciate the highly sought-after school zoning, including STEINBRENNER High School. With convenient access to major highways, shopping, dining, and everyday conveniences, everything you need is just minutes away. This is more than a home—it’s a lifestyle. Lake views, LUXURY FINISHES, gated security, exceptional schools, and an unbeatable location make this property one you won’t want to miss. And to make the opportunity even better, the sellers are offering ASSITANCE TOWARDS CLOSING COSTS! Schedule your private showing today and experience this exceptional home for yourself!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,845
Sqft
0.34 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,767 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,767/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
$/sqft vs Lutz actives
$308 vs $240
Days on market
39 vs 66 typical
Where $308/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Crystal Lakes — neighborhood snapshot
Population
2,109
Median age
42
Median income
$142,505
Median home value
$550,793
Avg household
3
Households w/ children
253
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
164 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 17919 CLEAR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$625,000
17919 CLEAR LAKE DRIVE · same community
4 bd · 3 ba · 2,845 sqft · $220/sqft · 0 DOM
Sold · Dec ’25$525,000
18103 CLEAR LAKE DRIVE · same community
3 bd · 3.5 ba · 2,848 sqft · $184/sqft · 3 DOM
Sold · Jan ’26$655,000
18103 CLEAR LAKE DRIVE · same community
4 bd · 3.5 ba · 2,848 sqft · $230/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17919 CLEAR LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17919 CLEAR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17919 CLEAR LAKE DRIVE FAQs
What would the monthly payment be for 17919 CLEAR LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,767/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17919 CLEAR LAKE DRIVE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17919 CLEAR LAKE DRIVE?+
The most recent tax bill on record (2025) was $4,704. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17919 CLEAR LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $875,000, this home is listed about 80% above the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 17919 CLEAR LAKE DRIVE?+
Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$875,000 runs 30% above the LUTZ 33548 median — but at 2,845 sqft it's also 35% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lutz K-8 School, Buchanan Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $899,000, now $875,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Precious Plemons. MLS #TB8544493.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 17919 CLEAR LAKE DRIVE but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →