283 104TH AVENUE UNIT 106, TREASURE ISLAND, FL, 33706
Active34 days on marketListed Sep 17, 2026MLS #TB8544590
About this home
283 104TH AVENUE UNIT 106
One or more photo(s) was virtually staged. Leave the car behind and embrace the Treasure Island lifestyle with DIRECT WATER VIEWS, a LOW $400/MONTH HOA, MONTHLY RENTALS, and the BEACH, dining, shopping, and nightlife all just a short walk away! Welcome to Unit 106 at The Outrigger — arguably one of the BEST units in this intimate 12-unit waterfront community and ONLY 1 OF 2 units offering DIRECT WATER VIEWS. This RENOVATED GROUND-FLOOR condo offers 2 bedrooms and 2 bathrooms with a bright, inviting interior and updated finishes throughout. What truly sets Unit 106 apart is its LARGE COVERED WATERFRONT PATIO, creating the perfect outdoor space to relax, dine, and enjoy the bay views, along with a PREMIUM PARKING SPACE that can fit up to 3 cars— an especially valuable convenience this close to the beach. Located directly on Boca Ciega Bay, The Outrigger puts Florida waterfront living right outside your door. Fish from the community dock, relax along the bay, and watch dolphins and manatees cruise by — all while being just blocks from the beautiful Gulf beaches. Whether you're searching for a full-time residence, personal beach retreat, or income-producing property, Unit 106 offers incredible flexibility. MONTHLY RENTALS are permitted with NO WAITING PERIOD to lease, allowing you to start generating rental income right away. And the location is hard to beat! Walk to the beach, Publix, restaurants, boutiques, nightlife, and Treasure Island favorites including The Floridian, Ricky T’s, and Sloppy Joe’s. Everything you need for a weekend getaway — or everyday island living — is right nearby. With its LOW $400/MONTH HOA, DIRECT WATER VIEWS, LARGE COVERED WATERFRONT PATIO, PREMIUM TANDEM PARKING, monthly rental flexibility, and exceptional walkability, Unit 106 brings together everything buyers love about the Treasure Island lifestyle in one special waterfront property. No age restrictions. Sorry, no pets permitted other than those protected under Florida law.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
950
Sqft
0.44 ac
Lot size
1968
Year built
One
Levels
$462
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,449 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.7%
$/sqft vs Treasure Island actives
$462 vs $513
Days on market
34 vs 121 typical
Where $462/sqft sits among the 177 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
98 of 177
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 283 104TH AVENUE UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$337,000
283 104TH AVENUE UNIT 104 · same community
2 bd · 2 ba · 885 sqft · $381/sqft · 37 DOM
Sold · Jun ’26$190,000
7600 SUN ISLAND DRIVE S UNIT 107
1 bd · 2 ba · 925 sqft · $205/sqft · 10 DOM
Sold · Jun ’26$220,000
7600 SUN ISLAND DRIVE S UNIT 707
1 bd · 1.5 ba · 925 sqft · $238/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 283 104TH AVENUE UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 283 104TH AVENUE UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
283 104TH AVENUE UNIT 106 FAQs
What would the monthly payment be for 283 104TH AVENUE UNIT 106?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 283 104TH AVENUE UNIT 106?+
The most recent tax bill on record (2025) was $969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 283 104TH AVENUE UNIT 106?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $439,000, this home is listed about 34% below the Treasure Island median of $669,700. The market section on this page shows how the area is trending.
Which schools are assigned to 283 104TH AVENUE UNIT 106?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$439,000 is 5% below the TREASURE ISLAND 33706 median of $459,950, and at $462/sqft it sits under the Treasure Island average of $578.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Ashley Frazier. MLS #TB8544590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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