CENTURY 21 Edge
$3,000,0005 bd5.5 ba3,983 sqft$753 /sqft$17,972 /mo all-in ↓

10040 59TH AVENUE N, ST PETERSBURG, FL, 33708

Active16 days on marketListed Sep 4, 2026MLS #TB8544635

Private poolSingle Family ResidenceBAY PINES SUB

About this home

10040 59TH AVENUE N

Welcome to 10040 59th Ave N~ a stunning new construction home offering 3,983 sq. ft. of living space, 5 bedrooms, 5 full baths, and a powder room, thoughtfully designed for both everyday living and effortless entertaining. This home comes backed by a transferable 10-year structural warranty. Step inside to soaring ceilings in the main living area and a striking design palette of matte black interior doors against a soft neutral backdrop, a bold, modern contrast throughout. The kitchen is a true showstopper: custom maple cabinetry by Olde World Cabinetry in a charcoal stain finish, a dramatic full-height natural stone slab backsplash, a Monogram 42" built-in panel-ready refrigerator seamlessly integrated into the cabinetry, a Sharp microwave drawer, and a Café dishwasher — all finished with designer black and brushed brass hardware. The private primary suite features its own custom-built computer nook, ideal for a home office, along with a spa-inspired en-suite bath. Throughout the home you'll find designer Emser tile in every bathroom, each with a distinct pattern and finish, and waterproof, pet-proof Shaw luxury vinyl plank flooring for easy, worry-free living. Outside, the resort-style backyard is built for Florida living: a sparkling pool with sun shelf, two covered lanais, and a fully equipped outdoor kitchen featuring a Coyote 30" hybrid multi-fuel pizza oven, a built-in BBQ grill, a weatherproof outdoor refrigerator, and a beverage fridge. This home was built with peace of mind in mind: a Generac whole-home standby generator with WiFi remote monitoring, a Trane smart WiFi-enabled HVAC system, impact-rated windows and doors with a 10-year manufacturer warranty, a tankless Rinnai water heater, and a home already wired for whole-home audio, smart automation, and a MyQ smart garage door. The property also sits in Flood Zone X, meaning no flood insurance is required. Located 20 minutes from downtown St. Petersburg and 5 minutes from the Gulf beaches, this located in zone "Rural Residential" in Unincorporated Pinellas County which allows for up to 2 hooved animals and 5 fowls. **At Seller's request no interior pictures will be provided. Qualified Buyers must provide pre-approval letter or proof of funds to schedule an appointment.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

3,983

Sqft

0.54 ac

Lot size

4

Garage

1952

Year built

One

Levels

$753

Per sqft

Private poolGarden & Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Smart Home · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Trees/Woods
FacesNortheast
ParkingDriveway · Oversized · RV Parking
ExteriorPrivate Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,986/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,972 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$16,188
PMI (est., until 20% equity)$1,125
Property tax — 2025 actual bill$499
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $300,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $300,000
Interest rate6.00%
Loan term

Estimated payment

$17,972/mo

Principal & interest$16,188
PMI (est., until 20% equity)$1,125
Property taxes (actual bill)$499
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$753 vs $305

Days on market

16 vs 57 typical

Where $753/sqft sits among the 400 St Petersburg actives

158
123
45
27
11 · this home
36
$126–265$265–403$403–542$542–681$681–820$820+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

259 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 522% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $3,000,000 · 16 days on market since
1952Built · BAY PINES SUB

Reality check

What actually sold near 10040 59TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6007 98TH WAY NSold · Feb ’26

$775,000

6007 98TH WAY N · same community

2 bd · 2 ba · 1,690 sqft · $459/sqft · 9 DOM

10050 62ND AVENUE NSold · Jul ’26

$470,000

10050 62ND AVENUE N · same community

3 bd · 2 ba · 1,385 sqft · $339/sqft · 1 DOM

11470 77TH COURTSold · Jan ’26

$950,000

11470 77TH COURT

5 bd · 3 ba · 3,728 sqft · $255/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 10040 59TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10040 59TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10040 59TH AVENUE N FAQs

What would the monthly payment be for 10040 59TH AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10040 59TH AVENUE N?+

The most recent tax bill on record (2025) was $5,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $3,000,000, this home is listed about 598% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10040 59TH AVENUE N?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,000,000 runs 522% above the ST PETERSBURG 33708 median — but at 3,983 sqft it's also nearly 3 times the size of the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FIVE STAR REAL ESTATE OF FLORIDA LLC · Nikki Bryan. MLS #TB8544635.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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