817 BAY POINT DRIVE, MADEIRA BEACH, FL, 33708
Active40 days on marketListed Sep 1, 2026MLS #TB8544703
About this home
817 BAY POINT DRIVE
Exceptional opportunity to own a prime waterfront homesite in the heart of Madeira Beach with architectural plans and applicable permits included in the sale. Located in one of Madeira Beach’s most sought-after coastal neighborhoods, this property offers an incredible opportunity to create a luxury waterfront residence while saving significant time in the planning, design, engineering, and permitting process. The sale includes the waterfront lot along with the existing architectural plans and applicable permits for the proposed luxury residence, providing the new owner with a valuable head start toward construction. The thoughtfully designed plans showcase an impressive multi-level waterfront home created to maximize water views and embrace seamless indoor-outdoor Florida living. For buyers seeking a turnkey experience, the proposed residence can also be constructed through our experienced new-construction team. Buyers may purchase the homesite with the plans and permits or inquire about a complete new-construction package to bring the proposed residence to life. Additional information regarding construction specifications, selections, timeline, and pricing is available upon request. Enjoy an exceptional boating lifestyle with direct waterfront access and convenient routes to the Intracoastal Waterway, Gulf of Mexico, John’s Pass, nearby sandbars, waterfront restaurants, and the surrounding barrier islands. Ideally located just minutes from Madeira Beach, Gulf beaches, marinas, dining, shopping, and entertainment, this is a rare opportunity to acquire a premier waterfront homesite with much of the preliminary development work already completed. This listing is for the waterfront lot, architectural plans, and applicable permits only. Construction of the proposed residence is not included in the list price. Renderings are for illustrative purposes only and depict the proposed residence. Buyer to independently verify permit status and transferability, plans, dimensions, building requirements, and all information with the appropriate governmental authorities.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,996 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,996/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $583K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 BAY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,700,000
856 BAY POINT DRIVE · same community
4 bd · 3 ba · 2,439 sqft · $697/sqft · 43 DOM
Sold · Oct ’26$1,575,000
874 BAY POINT DRIVE · same community
4 bd · 3 ba · 2,537 sqft · $621/sqft · 143 DOM
Sold · Apr ’26$2,200,000
850 BAY POINT DRIVE · same community
5 bd · 4 ba · 2,628 sqft · $837/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 817 BAY POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 BAY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
817 BAY POINT DRIVE FAQs
What would the monthly payment be for 817 BAY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 817 BAY POINT DRIVE?+
The most recent tax bill on record (2025) was $5,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $1,100,000, this home is listed about 38% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 817 BAY POINT DRIVE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 114% above the MADEIRA BEACH 33708 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Hadeel Elsheshaiy. MLS #TB8544703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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