11478 92ND STREET, LARGO, FL, 33773
Active18 days on marketListed Sep 2, 2026MLS #TB8544960
About this home
11478 92ND STREET
Welcome to 11478 92nd St, a remodeled 3-bedroom, 2-bathroom home in Largo with a long list of updates already completed. The home has been updated with a modern, functional design throughout. Inside, the home features beautiful porcelain tile flooring throughout, providing a clean and durable finish from room to room. The updated kitchen includes quartz countertops, updated cabinetry, and modern finishes, creating a functional space for everyday cooking and entertaining. Both bathrooms have also been updated with contemporary finishes, giving the home a consistent, refreshed look throughout. The three-bedroom, two-bathroom layout provides flexibility for a variety of living arrangements, whether you need additional bedrooms, a home office, or space for guests. The interior has been renovated with an emphasis on practical, low-maintenance finishes while maintaining a clean and modern appearance. Major systems have also been updated. The roof was replaced in 2017, and the home has a newer A/C system, providing added peace of mind for the next owner. The property also features a fenced outdoor area with room for pets, entertaining, outdoor seating, or enjoying the Florida weather. Location is another major advantage. The home is within walking distance of Southern Oak Elementary School and Walsingham Elementary School, providing convenient access to nearby schools. The property is also close to shopping, restaurants, parks, grocery stores, and major roadways, making it easy to get around Largo and the surrounding Tampa Bay area. Clearwater, St. Petersburg, and Gulf Coast beaches are all within convenient driving distance. With an updated kitchen featuring quartz countertops, updated bathrooms, beautiful porcelain tile flooring throughout, a newer A/C system, a 2017 roof, and a fenced yard, 11478 92nd St offers a combination of modern updates and practical improvements that make it ready for its next owner. Conveniently located near shopping, restaurants, parks, major roadways, and within walking distance of Southern Oak Elementary School and Walsingham Elementary School, this home has many of the features buyers are looking for. Schedule a showing today to see everything this property has to offer in person. Listing Agent and Seller are related
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
903
Sqft
0.15 ac
Lot size
1
Garage
1962
Year built
One
Levels
$432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,911 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,911/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs Largo actives
$432 vs $222
Days on market
18 vs 54 typical
Where $432/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11478 92ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$370,000
9061 SUNRISE DRIVE · same community
3 bd · 2 ba · 1,266 sqft · $292/sqft · 31 DOM
Sold · Mar ’26$385,000
9038 FAIRWEATHER DRIVE · same community
4 bd · 3 ba · 1,523 sqft · $253/sqft · 8 DOM
Sold · Jun ’26$238,000
11486 92ND STREET · same community
4 bd · 2 ba · 1,621 sqft · $147/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11478 92ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11478 92ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11478 92ND STREET FAQs
What would the monthly payment be for 11478 92ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,911/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11478 92ND STREET?+
The most recent tax bill on record (2025) was $3,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $389,990, this home is listed about 34% above the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11478 92ND STREET?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Dylan Marinov. MLS #TB8544960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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