5217 81ST STREET N UNIT 3, ST PETERSBURG, FL, 33709
Active48 days on marketListed Sep 3, 2026MLS #TB8545042
About this home
5217 81ST STREET N UNIT 3
WELCOME TO PARADISE SHORES! This beautifully maintained turn-key move in ready 2-bedroom, 2-bath ground-floor condo offers comfortable Florida living in a desirable 55+ community. One of the standout features is the convenience of covered parking located directly in front of your door, making everyday living easy and accessible. From your covered parking space, enter through the bright and inviting Florida room, featuring numerous windows that fill the space with natural light. This versatile room can be enjoyed as a home office, reading area, sitting room, or even an additional bedroom. The spacious kitchen features Whirlpool appliances, an updated refrigerator, an updated gas range, and a large pantry, providing plenty of room for cooking and storage. The kitchen flows seamlessly into the spacious living area, creating a comfortable space for everyday living and entertaining. Additional updates include a NEW HVAC SYSTEM and UPDATED ELECTRICAL PANEL, offering added peace of mind for years to come. The desirable split-bedroom floor plan provides privacy for owners and guests, with two spacious bedrooms and two full baths. ONE BILL—ELECTRICITY IS YOUR ONLY UTILITY BILL! Your monthly fees include WATER, SEWER, GAS, TRASH, CABLE, AND INTERNET. Enjoy the convenience of having these everyday expenses included while you enjoy the Florida lifestyle. Paradise Shores offers an array of amenities and activities, including a heated pool, shuffleboard, library, billiards, ping pong, card/game room, and clubhouse perfect for parties, dinners, dancing, and social gatherings. The location is another major plus! Conveniently located near Target and other shopping, with the malls, VA Hospital, restaurants, medical facilities, and the beautiful Gulf beaches just a short drive away. Whether you're looking for a full-time Florida residence, a seasonal retreat, or a wonderful place to enjoy your next chapter, this beautifully updated ground-floor condo in Paradise Shores offers the comfort, convenience, and lifestyle you've been waiting for! Come see why Paradise Shores could be your perfect place to call home! Schedule your showing today before it's gone!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,010
Sqft
1972
Year built
Two
Levels
$93
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,028 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,028/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs PARADISE SHORES
$93 vs $102
Days on market
48 vs 66 typical
Where $93/sqft sits among the 15 homes for sale in PARADISE SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Paradise Shores — neighborhood snapshot
Population
352
Median age
63
Median income
$52,552
Median home value
$131,100
Avg household
2
Households w/ children
12%
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
7 of 15
PARADISE SHORES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5217 81ST STREET N UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$110,000
5297 81ST LANE N UNIT 4 · same community
2 bd · 1 ba · 1,010 sqft · $109/sqft · 56 DOM
Sold · Oct ’26$112,000
5216 81ST STREET N UNIT 5 · same community
2 bd · 1 ba · 1,010 sqft · $111/sqft · 154 DOM
Sold · Oct ’26$102,000
5357 81ST STREET N UNIT 18 · same community
2 bd · 2 ba · 1,040 sqft · $98/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5217 81ST STREET N UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5217 81ST STREET N UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5217 81ST STREET N UNIT 3 FAQs
What would the monthly payment be for 5217 81ST STREET N UNIT 3?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,028/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5217 81ST STREET N UNIT 3?+
The most recent tax bill on record (2025) was $2,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5217 81ST STREET N UNIT 3?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $94,000, this home is listed about 78% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Melissa Vivenzio, P.A. MLS #TB8545042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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