7811 39TH TERRACE N, ST PETERSBURG, FL, 33709
Active48 days on marketListed Sep 3, 2026MLS #TB8545072
About this home
7811 39TH TERRACE N
Virtually Staged. AFFORDABLE 55+ FLORIDA LIVING IN A FANTASTIC ST. PETERSBURG LOCATION! Welcome to Tyrone Villas, a beautifully maintained 55+ community offering easy, low-maintenance living just minutes from everything that makes the Florida lifestyle so desirable. This charming and well-kept 1-bedroom, 1-bath villa is a wonderful opportunity for a full-time residence, retirement home, or seasonal Florida getaway. Enjoy a comfortable floor plan featuring an inviting eat-in kitchen, spacious living area, and the convenience of a stackable washer and dryer located inside the home. Step outside to your private rear patio, perfect for enjoying your morning coffee, reading in the sunshine, or relaxing after a day at the beach. A 5' x 7' private storage unit offers plenty of space for bicycles, beach chairs, golf clubs, seasonal decorations, and extra belongings. Buy with added peace of mind knowing the AC system was replaced in 2023, and the HOA replaced the roof approximately two years ago. Tyrone Villas is a very well-maintained and welcoming 55+ community offering amenities designed for an active and enjoyable Florida lifestyle, including a heated swimming pool, clubhouse, shuffleboard, library, fitness equipment, and inviting community spaces. THE LOCATION IS HARD TO BEAT! You are approximately 15 minutes from the beautiful Gulf Beaches, 15 minutes from vibrant Downtown St. Petersburg, and about 30 minutes from Tampa International Airport. Shopping, restaurants, grocery stores, medical facilities, hospitals, I-275, and the Pinellas Trail are all conveniently nearby. Spend your mornings by the pool, afternoons at the beach, evenings dining along the waterfront in Downtown St. Pete, and still enjoy the simplicity of coming home to an affordable, easy-to-maintain villa. For buyers looking to downsize, retire in Florida, escape cold winters, or enjoy a more carefree lifestyle, this home offers an outstanding combination of VALUE, LOCATION, CONVENIENCE, and FLORIDA LIVING. Why pay more when you can enjoy St. Petersburg, the Gulf Beaches, Downtown St. Pete, and everything the Tampa Bay area has to offer from this centrally located 55+ community? Come see why Tyrone Villas could be the perfect place to start your next chapter in sunny Florida. 55+ Community • No Pets
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
595
Sqft
1.95 ac
Lot size
1968
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,274 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,274/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.3%
$/sqft vs St Petersburg actives
$185 vs $325
Days on market
48 vs 66 typical
Where $185/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tyrone Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Tyrone Villas — neighborhood snapshot
Population
116
Median age
52
Median income
$57,083
Median home value
$149,800
Avg household
3
Households w/ children
15%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7811 39TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$62,000
7741 39TH AVENUE N · same community
1 bd · 1 ba · 630 sqft · $98/sqft · 134 DOM
Sold · Jan ’26$132,500
7729 39TH TERRACE N · same community
2 bd · 1 ba · 720 sqft · $184/sqft · 14 DOM
Sold · Oct ’25$140,000
7804 39TH TERRACE N UNIT 7804G · same community
2 bd · 2 ba · 885 sqft · $158/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7811 39TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7811 39TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7811 39TH TERRACE N FAQs
What would the monthly payment be for 7811 39TH TERRACE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,274/mo — principal and interest, the actual property-tax bill, the $273/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7811 39TH TERRACE N?+
The association fee works out to $273 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7811 39TH TERRACE N?+
The most recent tax bill on record (2025) was $449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7811 39TH TERRACE N?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $110,000, this home is listed about 74% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7811 39TH TERRACE N?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Bryan Manly. MLS #TB8545072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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