39820 US HIGHWAY 19 N UNIT 106, TARPON SPRINGS, FL, 34689
Active28 days on marketListed Sep 15, 2026MLS #TB8545119
About this home
39820 US HIGHWAY 19 N UNIT 106
NEW PRICE - MOTIVATED SELLER! SPACIOUS 1,232 SQ. FT. DOUBLE-WIDE IN A RESIDENT-OWNED 55+ COMMUNITY WITH NO LOT RENT! If you've been looking for an affordable Florida home with plenty of space and low monthly expenses, don't miss this opportunity in Stonehedge on the Hill! This 2-bedroom, 2-bath home offers generously sized rooms, an updated kitchen and baths, abundant storage and plenty of potential to make it your own. Major improvements include a PERMITTED METAL ROOF, PACKAGE UNIT HVAC INSTALLED IN 2016, ELECTRICAL UPDATES COMPLETED IN 2023, UPDATED WINDOWS AND FRONT DOOR. The exterior features vinyl siding, decorative stone and cedar-shake-style accents, along with awnings and a widened paver driveway. Relax and enjoy the Florida weather from the spacious screened porch with ceiling fan. Inside, the updated kitchen features quality KraftMaid custom red-oak cabinetry, and both bedrooms are generously sized with WALK-IN CLOSETS. The primary suite includes an updated en-suite bath with a step-in shower. The second bedroom offers additional office space, a second closet and built-in features—perfect for a home office, hobby area or extra storage. The guest bath has also been updated with a step-in shower and KraftMaid cabinetry. There are ceiling fans in almost every room. Floors feel solid throughout, with SOLID WOOD SUBFLOORING visible beneath the carpeted areas at the floor registers. The oversized 18' x 11' STORAGE/WORKSHOP SHED is another great feature and includes a full-size stackable washer and dryer, second refrigerator and utility sink. STONEHEDGE ON THE HILL offers an active Florida lifestyle with a heated pool, clubhouse and dance hall, shuffleboard courts and tournaments, billiard, craft and game rooms, library, planned activities and social events, and an outdoor gathering area with gas grills. The LOW $380 MONTHLY FEE includes water, sewer, trash, lawn care, pest control, street lighting, basic cable and internet. Conveniently located near shopping, restaurants, medical facilities and beautiful Gulf beaches, with Fred Howard Park, Sunset Beach, Historic Downtown Tarpon Springs and the famous Sponge Docks just minutes away. Tampa International and St. Pete-Clearwater International airports are also within easy reach. NO LOT RENT + RESIDENT-OWNED + 1,232 SQ. FT. + NEW PRICE = AN OPPORTUNITY YOU DON'T WANT TO MISS! Whether you're searching for a full-time Florida home, seasonal getaway or snowbird retreat, this home offers the space, location and affordability you've been looking for. BRING YOUR IDEAS AND MAKE IT YOUR OWN — SCHEDULE YOUR SHOWING TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,232
Sqft
0.11 ac
Lot size
1978
Year built
One
Levels
$85
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,235 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,235/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.8%
$/sqft vs Tarpon Springs actives
$85 vs $247
Days on market
28 vs 75 typical
Where $85/sqft sits among the 269 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
155 of 269
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 39820 US HIGHWAY 19 N UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$185,000
39820 US HIGHWAY 19 N UNIT 180 · same community
3 bd · 2 ba · 1,296 sqft · $143/sqft · 0 DOM
Sold · Sep ’26$90,000
39820 US HIGHWAY 19 N UNIT 153 · same community
2 bd · 2 ba · 1,152 sqft · $78/sqft · 102 DOM
Sold · May ’26$130,000
39820 US HIGHWAY 19 N UNIT 222 · same community
2 bd · 2 ba · 1,144 sqft · $114/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 39820 US HIGHWAY 19 N UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39820 US HIGHWAY 19 N UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39820 US HIGHWAY 19 N UNIT 106 FAQs
What would the monthly payment be for 39820 US HIGHWAY 19 N UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,235/mo — principal and interest, the actual property-tax bill, the $380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39820 US HIGHWAY 19 N UNIT 106?+
The association fee works out to $380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39820 US HIGHWAY 19 N UNIT 106?+
The most recent tax bill on record (2025) was $369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39820 US HIGHWAY 19 N UNIT 106?+
The listing reports pets: Cats OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $105,000, this home is listed about 75% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39820 US HIGHWAY 19 N UNIT 106?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$105,000 is 68% below the TARPON SPRINGS 34689 median of $325,000, and at $85/sqft it sits under the Tarpon Springs average of $274.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $109,000, now $105,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Connie Dichtas. MLS #TB8545119.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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