5625 FISCHER DRIVE, LAKELAND, FL, 33812
Active45 days on marketListed Sep 3, 2026MLS #TB8545189
About this home
5625 FISCHER DRIVE
Block and stucco 3 bedroom, 2 bath home in Oakford Estates, southeast Lakeland: 1,859 square feet, a 2 car garage and a covered front porch. The fenced quarter-acre backyard is the standout, with a 24 foot above ground pool that stays with the home, a screened back porch, a 10 by 14 shed and an irrigation system. The kitchen has newer stainless GE appliances, including a glass top range with convection oven, and the windows are dressed with custom interior shutters. The big systems are already handled: roof 2022, new A/C, new water heater, fresh exterior paint and an alarm system. Low HOA at $400 a year, no CDD, and flood zone X. Minutes to the Polk Parkway, Lakeland Highlands Road shopping and Highland City.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,859
Sqft
0.24 ac
Lot size
2
Garage
2005
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,678 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,678/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.1%
$/sqft vs Lakeland actives
$196 vs $194
Days on market
45 vs 60 typical
Where $196/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5625 FISCHER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$349,500
5640 FISCHER DRIVE · same community
3 bd · 2 ba · 1,859 sqft · $188/sqft · 62 DOM
Sold · Jan ’26$355,000
5658 FISCHER DRIVE · same community
3 bd · 2 ba · 1,859 sqft · $191/sqft · 49 DOM
Sold · Nov ’25$297,000
5761 WOODRUFF WAY · same community
3 bd · 2 ba · 1,630 sqft · $182/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5625 FISCHER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5625 FISCHER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5625 FISCHER DRIVE FAQs
What would the monthly payment be for 5625 FISCHER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,678/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5625 FISCHER DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5625 FISCHER DRIVE?+
The most recent tax bill on record (2025) was $2,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5625 FISCHER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $365,000, this home is listed about 10% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5625 FISCHER DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33812 market on paper
$365,000 is 5% below the LAKELAND 33812 median of $383,700, and at $196/sqft it sits under the Lakeland average of $202.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $373,000, now $365,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NU HOME FINDERS, INC · Stuart Hurry. MLS #TB8545189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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