2021 S CRYSTAL LAKE DRIVE, LAKELAND, FL, 33801
Active36 days on marketListed Sep 4, 2026MLS #TB8545327
About this home
2021 S CRYSTAL LAKE DRIVE
NO HOA! FENCED YARD! 4 BEDROOMS! Welcome to this charming 4-bedroom, 2-bathroom block home in Lakeland, situated on just under a quarter acre. From the moment you arrive, the cute front porch sitting area gives the home a welcoming feel and offers the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a functional layout with a spacious living room and dining room combination, providing plenty of room for everyday living and entertaining. The primary bedroom features a private ensuite bathroom with dual sinks and a walk-in shower, while the second bathroom also offers dual sinks along with a tub and shower combination. Step outside to the fully fenced backyard, offering privacy and plenty of possibilities for outdoor enjoyment, pets, gardening, entertaining, or simply creating your own backyard retreat. And with no HOA, you have the freedom to enjoy your property without the additional restrictions and fees that come with many communities. The home also offers the peace of mind of having key major systems that have been well maintained, leaving you the opportunity to focus on the fun part—adding your own cosmetic touches and personal style to make this home truly yours. Conveniently located near shopping, restaurants, entertainment, and hospitals, this home puts many of Lakeland's everyday conveniences just a short drive away. With four bedrooms, two bathrooms, a fenced yard, block construction, no HOA, and plenty of potential to make it your own, this is an opportunity you won't want to miss!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,292
Sqft
0.21 ac
Lot size
1956
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,833 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,833/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs Lakeland actives
$187 vs $194
Days on market
36 vs 67 typical
Where $187/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lake South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Crystal Lake South — neighborhood snapshot
Population
3,062
Median age
38
Median income
$43,971
Median home value
$121,500
Avg household
3
Households w/ children
382
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
249 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2021 S CRYSTAL LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
3003 BELLWOOD AVENUE
4 bd · 2 ba · 1,290 sqft · $202/sqft · 1 DOM
Sold · May ’26$250,000
3011 FLETCHER AVENUE
3 bd · 1 ba · 1,306 sqft · $191/sqft · 16 DOM
Sold · Jan ’26$284,900
2419 BLAIR CIRCLE N
3 bd · 2 ba · 1,322 sqft · $216/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2021 S CRYSTAL LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2021 S CRYSTAL LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2021 S CRYSTAL LAKE DRIVE FAQs
What would the monthly payment be for 2021 S CRYSTAL LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,833/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2021 S CRYSTAL LAKE DRIVE?+
The most recent tax bill on record (2025) was $1,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2021 S CRYSTAL LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $242,000, this home is listed about 27% below the Lakeland median of $333,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2021 S CRYSTAL LAKE DRIVE?+
Crystal Lake Middle School (middle), Crystal Lake Elementary School (elementary), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JT REALTY & ASSOCIATES · Lindsey Funderburk. MLS #TB8545327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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