CENTURY 21 Edge
$395,0002 bd2 ba890 sqft$444 /sqft$3,226 /mo all-in ↓

6104 PALMA DEL MAR BOULEVARD S UNIT 112, ST PETERSBURG, FL, 33715

Active18 days on marketListed Sep 4, 2026MLS #TB8545640

WaterfrontFully furnishedCondominiumPALMA DEL MAR I

About this home

6104 PALMA DEL MAR BOULEVARD S UNIT 112

Welcome to Palma Del Mar — waterfront living in the heart of Isla Del Sol! Wake up to bay breezes and bridge views in this stunning 2-bedroom, 2-bath villa on the desirable ground floor, overlooking sparkling Boca Ciega Bay. Step inside this gorgeous FULLY FURNISHED home with an updated kitchen and gorgeous porcelain tile flooring throughout. Elegant plantation shutters add a polished, coastal-chic touch to every room. The thoughtfully designed split-bedroom floor plan offers privacy and flexibility for both residents and guests, while the open great room flows effortlessly into the kitchen with breakfast bar — the perfect backdrop for entertaining or simply soaking in the views. Retreat to the primary suite, complete with a walk-in closet and beautifully updated bath featuring a glass-enclosed shower. The guest room is a showstopper of its own — with water views, sliding doors to your private waterfront patio, and easy access to a nicely updated hall bath. Enjoy the ease of interior laundry, a linen closet, extra storage off the screened porch, and even more storage in the parking garage. This home comes with one covered, reserved parking space just steps from your front door — no stairs, no elevator, just grab your keys and go — plus ample guest parking. Outside your door, resort-style amenities await: a community pool, heated spa and a fishing pier with jaw-dropping views of the bay and the iconic Sunshine Skyway Bridge. You'll also enjoy social gathering rooms complete with a party kitchen and games — the perfect place to connect with neighbors. Whether you're a year-round resident or a seasonal snowbird, Isla Del Sol offers membership levels to fit your lifestyle. And the best part? Palma Del Mar welcomes all ages, small pets and even a kayak rack — so everyone can enjoy island life! Want more? The prestigious Isla Del Sol Yacht & Country Club Community (boating, golf, and tennis) is right outside your door! (Separate membership required) Don't just dream about the waterfront lifestyle — live it. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

890

Sqft

0 ac

Lot size

1

Garage

1979

Year built

One

Levels

$444

Per sqft

WaterfrontPool & Water viewFurnished

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab · Stilt/On Piling
ViewPool · Water
FacesSoutheast
ParkingAssigned · Covered · Guest
ExteriorOutdoor Shower · Sliding Doors · Storage

Community & fees

Taxes (2025)$6,792/yr
PetsNumber Limit
CommunityFishing · Water Access · Golf · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,226 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$566
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,226/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$566
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$318KedgeAI estimate $335,990 · range $331K$347K$411K

vs edgeAI estimate

+17.6%

$/sqft vs St Petersburg actives

$444 vs $305

Days on market

18 vs 57 typical

Where $444/sqft sits among the 400 St Petersburg actives

156
128
43 · this home
26
11
36
$126–264$264–402$402–540$540–679$679–817$817+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Isla Del Sol

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Isla Del Sol — neighborhood snapshot

Population

748

Median age

68

Median income

$68,244

Median home value

$352,651

Avg household

2

Households w/ children

5%

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

259 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $395,000 · 18 days on market since
1979Built · PALMA DEL MAR I

Reality check

What actually sold near 6104 PALMA DEL MAR BOULEVARD S UNIT 112

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6104 PALMA DEL MAR BOULEVARD S UNIT 205Sold · Nov ’25

$325,000

6104 PALMA DEL MAR BOULEVARD S UNIT 205 · same community

2 bd · 2 ba · 890 sqft · $365/sqft · 8 DOM

6104 PALMA DEL MAR BOULEVARD S UNIT 104Sold · Nov ’25

$345,000

6104 PALMA DEL MAR BOULEVARD S UNIT 104 · same community

2 bd · 2 ba · 890 sqft · $388/sqft · 274 DOM

6105 PALMA DEL MAR BOULEVARD S UNIT 120Sold · Aug ’26

$215,000

6105 PALMA DEL MAR BOULEVARD S UNIT 120 · same community

2 bd · 2 ba · 890 sqft · $242/sqft · 247 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 6104 PALMA DEL MAR BOULEVARD S UNIT 112 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6104 PALMA DEL MAR BOULEVARD S UNIT 112 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6104 PALMA DEL MAR BOULEVARD S UNIT 112 FAQs

What would the monthly payment be for 6104 PALMA DEL MAR BOULEVARD S UNIT 112?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,226/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6104 PALMA DEL MAR BOULEVARD S UNIT 112?+

The most recent tax bill on record (2025) was $6,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6104 PALMA DEL MAR BOULEVARD S UNIT 112?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $395,000, this home is listed about 8% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6104 PALMA DEL MAR BOULEVARD S UNIT 112?+

Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MIHARA & ASSOCIATES INC. · Kelly Knetsch. MLS #TB8545640.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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