CENTURY 21 Edge
$2,775,0003 bd4.5 ba3,400 sqft$816 /sqft$20,660 /mo all-in ↓

1520 GULF BOULEVARD UNIT 1901, CLEARWATER, FL, 33767

Active17 days on marketListed Sep 4, 2026MLS #TB8545650

WaterfrontCondominiumULTIMAR ONE CONDO

About this home

1520 GULF BOULEVARD UNIT 1901

IF YOU’VE EVER WANTED IT ALL, THIS IS IT—GULF-FRONT LIVING, BEACH ACCESS, RESORT-STYLE AMENITIES, AND AN IMPRESSIVE HOME HIGH ABOVE IT ALL. Welcome to PENTHOUSE ONE at Ultimar I, an exceptional two-story, 3,400-square-foot Gulf-front residence offering privacy, effortless living, spectacular water views, and nightly sunsets. Pass through the guarded gate, pull into your spacious 2+ car private garage with oversized storage, and take the semi-private elevator directly to both the 19th and 20th floors. As the doors open, expansive views of the Gulf’s brilliant blue water stretch endlessly before you. The main level features freshly painted interiors, marble and updated luxury vinyl flooring, contemporary baseboards, abundant natural light, and soaring 18-foot ceilings. The open kitchen with island seating flows into the breakfast area and expansive living room, with space for formal dining. Sliding doors open to the wraparound Gulf-front balcony, ideal for morning coffee, sunset cocktails, or elevated entertaining with the Gulf as your backdrop. Whether hosting a large gathering or enjoying an intimate evening, you can hear the soothing sound of waves all the way up on the 20th floor. Two guest suites are located on the main level, including an oversized elegant freshly updated en-suite bedroom with a walk-in closet and a second bedroom with its own updated bathroom. A versatile space used as an office by the staircase and powder room located near the kitchen just around the corner. Upstairs, the entire 20th floor is a private primary retreat. The loft/media room and oversized primary bedroom each offer balcony access, with sunset views from bed. The suite includes two walk-in closets, two bathrooms, and a dedicated laundry area nearby. One bathroom features a soaking tub, and both include walk-in showers. Every bedroom has a private balcony, with select balconies connecting to the expansive Gulf-front terrace. There is also your 20th floor elevator access. Enjoy beach walks, yoga, multiple pools, tennis, basketball, hot tubs, the clubhouse, fitness room, grills, sunset fire pit, dog area, billiard room, library, on-site management, and ample guest parking. Building improvements include updated electrical systems, a new roof, and additional recent updates. Ideally located on pristine Sand Key beach, just minutes from Clearwater Beach and Belleair, approximately 15 minutes from downtown St. Petersburg and St. Pete-Clearwater International Airport, and 20 minutes from Tampa International Airport. Come home, close the door, and let the Gulf be your backdrop.

Facts & features

The home at a glance

3

Bedrooms

4.5

Bathrooms

3,400

Sqft

3400 ac

Lot size

2

Garage

1991

Year built

Two

Levels

$816

Per sqft

WaterfrontCity & Pool & Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Vaulted Ceiling(s)
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBlock · Concrete
FoundationBlock
ViewCity · Pool · Water
FacesEast
ExteriorBalcony · Private Entrance · Private Mailbox · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$3,321/mo
Taxes (2025)$13,978/yr
PetsDogs OK, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$20,660 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,974
PMI (est., until 20% equity)$1,041
Property tax — 2025 actual bill$1,165
Condo fee — from the listing$3,321
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $277,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $277,500
Interest rate6.00%
Loan term

Estimated payment

$20,660/mo

Principal & interest$14,974
PMI (est., until 20% equity)$1,041
Property taxes (actual bill)$1,165
HOA / condo fee$3,321
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ULTIMAR ONE CONDO

$816 vs $738

Days on market

17 vs 53 typical

Where $816/sqft sits among the 7 homes for sale in ULTIMAR ONE CONDO

4
1 · this home
1
0
0
1
$654–778$778–903$903–1028$1028–1153$1153–1278$1278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

4 of 7

ULTIMAR ONE CONDO have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 396% above the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $2,775,000 · 17 days on market since
1991Built · ULTIMAR ONE CONDO

Reality check

What actually sold near 1520 GULF BOULEVARD UNIT 1901

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1520 GULF BOULEVARD UNIT PH2Sold · Dec ’25

$3,100,000

1520 GULF BOULEVARD UNIT PH2 · same community

3 bd · 4 ba · 3,320 sqft · $934/sqft · 0 DOM

1520 GULF BOULEVARD UNIT 702Sold · Mar ’26

$1,425,000

1520 GULF BOULEVARD UNIT 702 · same community

3 bd · 2.5 ba · 1,942 sqft · $734/sqft · 117 DOM

1520 GULF BOULEVARD UNIT 1502Sold · Mar ’26

$1,700,000

1520 GULF BOULEVARD UNIT 1502 · same community

3 bd · 2.5 ba · 1,942 sqft · $875/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1520 GULF BOULEVARD UNIT 1901 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1520 GULF BOULEVARD UNIT 1901 — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1520 GULF BOULEVARD UNIT 1901 FAQs

What would the monthly payment be for 1520 GULF BOULEVARD UNIT 1901?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,660/mo — principal and interest, the actual property-tax bill, the $3,321/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1520 GULF BOULEVARD UNIT 1901?+

The association fee works out to $3,321 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1520 GULF BOULEVARD UNIT 1901?+

The most recent tax bill on record (2025) was $13,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1520 GULF BOULEVARD UNIT 1901?+

The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $2,775,000, this home is listed about 895% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1520 GULF BOULEVARD UNIT 1901?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,775,000 runs 396% above the CLEARWATER 33767 median — but at 3,400 sqft it's also nearly 3 times the size of the typical Clearwater listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $3,321/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP · Blanka Prusova White. MLS #TB8545650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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