225 S PORT ROYAL LANE, APOLLO BEACH, FL, 33572
Active11 days on marketListed Sep 10, 2026MLS #TB8545755
About this home
225 S PORT ROYAL LANE
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,254
Sqft
0.09 ac
Lot size
1
Garage
2005
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,049 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,049/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.9%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL COOPERATIVE
$187 vs $174
Days on market
11 vs 56 typical
Where $187/sqft sits among the 12 homes for sale in CARIBBEAN ISLES RESIDENTIAL COOPERATIVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 12
CARIBBEAN ISLES RESIDENTIAL COOPERATIVE have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 225 S PORT ROYAL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$115,000
215 S PORT ROYAL LANE · same community
3 bd · 2 ba · 1,248 sqft · $92/sqft · 181 DOM
Sold · Jan ’26$284,000
210 N SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 1,200 sqft · $237/sqft · 194 DOM
Sold · Jul ’26$200,000
101 W SAINT JOHNS WAY · same community
2 bd · 2 ba · 1,400 sqft · $143/sqft · 203 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 225 S PORT ROYAL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 225 S PORT ROYAL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
225 S PORT ROYAL LANE FAQs
What would the monthly payment be for 225 S PORT ROYAL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,049/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 225 S PORT ROYAL LANE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 225 S PORT ROYAL LANE?+
The most recent tax bill on record (2025) was $1,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 225 S PORT ROYAL LANE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $234,900, this home is listed about 52% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Judith Martin. MLS #TB8545755.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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