CENTURY 21 Edge
$430,0003 bd2 ba1,875 sqft$229 /sqft$3,509 /mo all-in ↓

4700 BALSAM DRIVE, LAND O LAKES, FL, 34639

Active12 days on marketListed Sep 9, 2026MLS #TB8545817

Single Family ResidenceGRAND OAKS

About this home

4700 BALSAM DRIVE

Virtually Staged. Tenant Occupied – Investment Opportunity in Grand Oaks! Welcome to 4700 Balsam Dr, located in the desirable Grand Oaks community! This spacious 3-bedroom, 2-bathroom home offers 1,875 sq. ft. of living space and presents an excellent opportunity for investors seeking an income-producing property with a tenant already in place. The well-appointed primary suite features a walk-in closet, separate tub and shower, and attractive tile flooring. Enjoy additional outdoor living space with a private backyard and screened-in patio—perfect for relaxing or entertaining. With a tenant currently in place, this property offers the potential for immediate rental income and a convenient investment opportunity. Contact us today for additional information and details!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,875

Sqft

0.29 ac

Lot size

2

Garage

1992

Year built

One

Levels

$229

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShake
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$133/mo
Taxes (2025)$5,929/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,509 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$494
HOA fee — from the listing$133
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$3,509/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$494
HOA / condo fee$133
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$348KedgeAI estimate $371,302 · range $363K$382K$447K

vs edgeAI estimate

+15.8%

$/sqft vs Land O Lakes actives

$229 vs $205

Days on market

12 vs 43 typical

Where $229/sqft sits among the 400 Land O Lakes actives

126
133
72 · this home
31
13
25
$154–186$186–218$218–250$250–283$283–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34639 — neighborhood snapshot

Population

31,118

Median age

40.8

Median income

$99,959

Median home value

$361,100

Avg household

2.92

Households w/ children

3,955

For the school run

Pasco County School District

ElementaryDenham Oaks Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

239 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $430,000 · 12 days on market since
1992Built · GRAND OAKS

Reality check

What actually sold near 4700 BALSAM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

127 NOLEN DRIVESold · Feb ’26

$428,000

127 NOLEN DRIVE · same community

3 bd · 2 ba · 1,866 sqft · $229/sqft · 60 DOM

2085 PIAVE LANESold · Apr ’26

$465,000

2085 PIAVE LANE · same community

3 bd · 2 ba · 1,866 sqft · $249/sqft · 33 DOM

6669 SW 10TH LANESold · Nov ’25

$447,000

6669 SW 10TH LANE · same community

4 bd · 3 ba · 1,886 sqft · $237/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 4700 BALSAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4700 BALSAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4700 BALSAM DRIVE FAQs

What would the monthly payment be for 4700 BALSAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,509/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4700 BALSAM DRIVE?+

The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4700 BALSAM DRIVE?+

The most recent tax bill on record (2025) was $5,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4700 BALSAM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $430,000, this home is listed about 3% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4700 BALSAM DRIVE?+

Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Kristen Chester. MLS #TB8545817.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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