CENTURY 21 Edge
$2,995,0004 bd5.5 ba3,992 sqft$750 /sqft$18,661 /mo all-in ↓

11220 8TH STREET E, TREASURE ISLAND, FL, 33706

Active0 days on marketListed Sep 4, 2026MLS #TB8545832

WaterfrontPrivate poolSingle Family ResidenceISLE OF PALMS 2ND ADD

Come see it

Upcoming open house

Sat, Sep 5

11:00 AM – 1:00 PM

About this home

11220 8TH STREET E

Virtually Staged. Welcome to this exceptional waterfront residence offering 4,014 square feet of refined living space, 4 bedrooms, 5.5 baths, and an oversized two-car garage on deep, protected sailboat water in Treasure Island. A handcrafted wrought-iron and glass entry door opens to a dramatic 26-foot foyer, setting the tone for expansive rooms, 10-foot ceilings, and a beautifully flowing layout designed for both everyday living and entertaining. The gourmet kitchen features rich cherry cabinetry, granite countertops, exceptional high-end stainless-steel appliances, and generous workspace. Brazilian cherry hardwood flooring, porcelain tile, wide baseboards, and crown molding showcase the home's quality craftsmanship throughout. A downstairs en-suite bedroom with double doors provides flexibility as a private office or guest bedroom with en-suite bath. Up the stately handcrafted staircase to the spacious primary suite which opens to a remarkable 525-square-foot covered waterfront balcony shared with a secondary primary suite, an extraordinary setting to enjoy the open-bay views. The luxurious primary bath includes a corner jetted tub, oversized double shower with body sprays and individual controls, dual sinks, separate water closet, and generous custom designed his-and-hers closets. Two additional en-suite bedrooms complete the upper level, including one with its own mini refrigerator and coffee bar opening to the expansive waterfront balcony. Outside, a luxurious travertine paver deck surrounds the spectacular Sekas Design PebbleTec pool and spa, complete with automated lighting and controls. The covered waterfront balcony is finished with stained cypress beadboard ceilings to reduce reflective glare, open pot-belly railings, and privacy walls at each end, creating the perfect balance of privacy and open-bay views. An updated seawall and TREX composite dock with two seating areas support a rare 35,000-pound boat lift capable of accommodating a 43-foot cruiser. Enjoy less than 10 minutes by boat to the Gulf of Mexico. Built with the highest quality of construction, the home offers impact-rated windows and doors, insulated interior walls for sound reduction, zoned A/C and hot-water systems, energy-efficient Icynene insulation, and a roof designed for future solar panels and motorized hurricane shutters for peace of mind. All work was permitted and performed by licensed professionals. Additional features include whole-house water filtration and softening and an oversized garage with built-in storage and metal-flake epoxy flooring. Move-in ready and thoughtfully designed for the ultimate waterfront lifestyle, this remarkable Treasure Island home offers exceptional construction, resort-style outdoor living, and direct boating access - in one unforgettable package.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

3,992

Sqft

0.19 ac

Lot size

2

Garage

1963

Year built

Two

Levels

$750

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ExteriorBalcony · Hurricane Shutters · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$14,601/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,661 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$16,161
PMI (est., until 20% equity)$1,123
Property tax — 2025 actual bill$1,217
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $299,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $299,500
Interest rate6.00%
Loan term

Estimated payment

$18,661/mo

Principal & interest$16,161
PMI (est., until 20% equity)$1,123
Property taxes (actual bill)$1,217
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Isle Of Palms

Drive times from this address

Tampa Int’l Airport (TPA)43 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Isle Of Palms — neighborhood snapshot

Population

1,143

Median age

62

Median income

$75,139

Median home value

$908,900

Avg household

2

Households w/ children

50%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$685K$623K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 566% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $2,995,000 · 0 days on market since
1963Built · ISLE OF PALMS 2ND ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11220 8TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11220 8TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11220 8TH STREET E FAQs

What would the monthly payment be for 11220 8TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11220 8TH STREET E?+

The most recent tax bill on record (2025) was $14,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11220 8TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $2,995,000, this home is listed about 341% above the Treasure Island median of $679,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11220 8TH STREET E?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,995,000 runs 566% above the TREASURE ISLAND 33706 median — but at 3,992 sqft it's also nearly 3 times the size of the typical Treasure Island listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Treasure Island market that averages 96 — if it fits, move quickly.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Kimberly Bowden. MLS #TB8545832.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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