CENTURY 21 Edge
$285,0003 bd2.5 ba1,634 sqft$174 /sqft$2,573 /mo all-in ↓

6279 SHINER STREET, LAND O LAKES, FL, 34638

Active18 days on marketListed Sep 5, 2026MLS #TB8545914

Priced 23% below the LAND O LAKES 34638 medianWaterfrontTownhouseTOWNES/LK THOMAS PH 1

About this home

6279 SHINER STREET

Newer townhome built in 2024 in the gated community at The Townes at Lake Thomas. Situated at the end of the street and offers a tranquil view of a pond and trees. Boasting 3 bedrooms, 2.5 baths, a loft, attached garage and lanai. Upon entering this lovely home you are welcomed by a great room, half bath, dining area and a spacious kitchen with stone counters, stainless steel appliances, breakfast bar and pantry. Then proceed to the screened in lanai and enjoy your morning coffee overlooking the serene view of nature. The top floor features the spacious primary suite with a walk-in closet and private bath with dual sinks, two more bedrooms, a second full bath, a separate laundry room with a washer and dryer and a versatile loft space perfect as a home office, play space or additional shared living area. Onsite amenities include a swimming pool with a tropical waterfall to provide residents with outdoor enjoyment, a dog park and an opportunity to relax and enjoy the scenery and sunset from the community dock on beautiful Lake Thomas. Convenient proximity to popular Land O Lakes Recreation Complex that provides numerous activities to pick from. Sign up for baseball and/or football. Enjoy the basketball, tennis, pickleball and volleyball courts, swimming, playground, events, programs, classes and dog parks. A Library is next door to that. Also nearby is the Suncoast Parkway, I75, Premium Outlet Mall, numerous restaurants, health services at Advent Health Connerton, the Angeline Athletic Complex which is great for sports fans and the Suncoast Trails ideal for cycling, running and walking. No CDD and low HOA. Internet is included in the HOA. All appliances convey.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,634

Sqft

0.04 ac

Lot size

1

Garage

2024

Year built

Two

Levels

$174

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$291/mo
Taxes (2025)$3,815/yr
PetsBreed Restrictions, Yes
CommunityDock · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,573 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$318
HOA fee — from the listing$291
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,573/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$318
HOA / condo fee$291
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$274KedgeAI estimate $298,354 · range $290K$318K$331K

vs edgeAI estimate

−4.5%

$/sqft vs Land O Lakes actives

$174 vs $205

Days on market

18 vs 43 typical

Where $174/sqft sits among the 400 Land O Lakes actives

122 · this home
135
76
33
8
26
$153–186$186–219$219–252$252–284$284–317$317+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

ElementaryConnerton Elementary School★★★★★
HighLand O' Lakes High School★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

242 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $285,000 · 18 days on market since
2024Built · TOWNES/LK THOMAS PH 1

Reality check

What actually sold near 6279 SHINER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6144 SHINER STREETSold · Aug ’26

$265,000

6144 SHINER STREET · same community

3 bd · 2.5 ba · 1,634 sqft · $162/sqft · 67 DOM

6090 SHINER STREETSold · Dec ’25

$278,000

6090 SHINER STREET · same community

3 bd · 2.5 ba · 1,634 sqft · $170/sqft · 12 DOM

6060 ACARA LANESold · Jul ’26

$255,000

6060 ACARA LANE · same community

2 bd · 2.5 ba · 1,541 sqft · $165/sqft · 118 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6279 SHINER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6279 SHINER STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6279 SHINER STREET FAQs

What would the monthly payment be for 6279 SHINER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,573/mo — principal and interest, the actual property-tax bill, the $291/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6279 SHINER STREET?+

The association fee works out to $291 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6279 SHINER STREET?+

The most recent tax bill on record (2025) was $3,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6279 SHINER STREET?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $285,000, this home is listed about 32% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 6279 SHINER STREET?+

Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAND O LAKES 34638 market on paper

$285,000 is 23% below the LAND O LAKES 34638 median of $367,990, and at $174/sqft it sits under the Land O Lakes average of $218.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Donna Kempinski. MLS #TB8545914.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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