10909 W ELBOW DRIVE, TAMPA, FL, 33612
Active36 days on marketListed Sep 7, 2026MLS #TB8546138
About this home
10909 W ELBOW DRIVE
Welcome to 10909 W Elbow Dr, Tampa, FL 33612! This beautifully renovated home is move-in ready and waiting for its new owner. Completely renovated and freshly painted, the property offers a fresh, updated feel throughout. One of the highlights of this home is its location directly across the street from a golf course, offering beautiful golf course views right from the property. Imagine enjoying your morning coffee or relaxing at the end of the day while taking in the peaceful scenery. Conveniently located near shopping, dining, major roadways, and everyday amenities, this home combines an updated interior with a wonderful Tampa location. Don’t miss the opportunity to own this beautifully renovated home with golf course views. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,917
Sqft
0.36 ac
Lot size
1963
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Tampa actives
$260 vs $289
Days on market
36 vs 64 typical
Where $260/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Forest Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Forest Hills — neighborhood snapshot
Population
2,592
Median age
51
Median income
$82,376
Median home value
$324,906
Avg household
3
Households w/ children
298
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
222 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10909 W ELBOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,000
1402 W BOGIE DRIVE · same community
3 bd · 2 ba · 1,928 sqft · $215/sqft · 4 DOM
Sold · Jan ’26$422,000
1420 W BOGIE DRIVE · same community
4 bd · 2 ba · 1,952 sqft · $216/sqft · 28 DOM
Sold · Jun ’26$465,000
10212 NEWPORT CIRCLE · same community
3 bd · 2 ba · 1,836 sqft · $253/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10909 W ELBOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10909 W ELBOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10909 W ELBOW DRIVE FAQs
What would the monthly payment be for 10909 W ELBOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,908/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10909 W ELBOW DRIVE?+
The most recent tax bill on record (2025) was $7,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $497,900, this home is listed about 14% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10909 W ELBOW DRIVE?+
Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY LLC · Marissa Davila. MLS #TB8546138.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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