865 S GULFVIEW BOULEVARD UNIT 109, CLEARWATER BEACH, FL, 33767
Active12 days on marketListed Sep 10, 2026MLS #TB8546168
About this home
865 S GULFVIEW BOULEVARD UNIT 109
Panoramic Intracoastal and Clearwater skyline views, with dolphin sightings and boats heading out to open water, greet you from this beautifully renovated and furnished turnkey 2 BR / 2BA first floor, southeast-facing residence on the southern shore of Clearwater Beach. Set in the Gulf House at Clearwater Point, this split-plan condominium blends high-end finishes with an unbeatable coastal location in a well-maintained, amenity filled three-story building complex. Continuous porcelain tile is complemented by Armstrong WoodHaven ceiling planks and five upgraded ceiling fans (2024). Solid wood doors and trim throughout, louvered closet doors, and keyless entry. All windows and sliders are hurricane impact-rated (sliders replaced 2025) with custom-fitted coverings. Sliders open to a private paver patio and green space with direct beach access. The kitchen features solid wood soft-close cabinetry with pull-out drawers, quartz countertops, glass subway tile backsplash, and a pantry. Stainless steel appliances includes a newer Whirlpool refrigerator (2025). A custom laundry cabinet houses new (2026) GE front-load compact HE stackable washer with matching ventless dryer. The primary suite offers dual closets, patio access, and an en suite bath with solid wood cabinetry, quartzite countertops, and a custom porcelain tile shower. The second bathroom also features solid wood cabinetry and quartzite countertops, with tile surrounding the tub. Additional storage includes an entry closet with custom glass doors and a hall closet with built-in shelving. Other updates include HVAC (2019), water heater (2023), plumbing (2024), and electrical panel (2025). The condo includes covered reserved parking and private storage locker. Sold fully furnished, including two televisions, kitchenware, linens, and all finishings, so the buyer can move in immediately. Clearwater Point offers expansive private waterfront with beach access, three heated pools and a spa, pickleball, tennis, and shuffleboard courts, and beachfront grills, a picnic area, and a fire pit. Easy access to Tampa International and St. Pete-Clearwater airports, boating, golf, and area attractions, with walkability to dining and shopping.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,026
Sqft
2.03 ac
Lot size
1969
Year built
One
Levels
$634
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,153 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,153/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.6%
$/sqft vs Clearwater Beach actives
$634 vs $565
Days on market
12 vs 69 typical
Where $634/sqft sits among the 248 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 248
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 865 S GULFVIEW BOULEVARD UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$490,000
865 S GULFVIEW BOULEVARD UNIT 306 · same community
2 bd · 2 ba · 1,026 sqft · $478/sqft · 203 DOM
Sold · Apr ’26$675,000
865 S GULFVIEW BOULEVARD UNIT 106 · same community
2 bd · 2 ba · 1,026 sqft · $658/sqft · 6 DOM
Sold · Sep ’25$475,000
865 S GULFVIEW BOULEVARD UNIT 202 · same community
2 bd · 2 ba · 1,074 sqft · $442/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 865 S GULFVIEW BOULEVARD UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 865 S GULFVIEW BOULEVARD UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
865 S GULFVIEW BOULEVARD UNIT 109 FAQs
What would the monthly payment be for 865 S GULFVIEW BOULEVARD UNIT 109?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,153/mo — principal and interest, the actual property-tax bill, the $804/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 865 S GULFVIEW BOULEVARD UNIT 109?+
The association fee works out to $804 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 865 S GULFVIEW BOULEVARD UNIT 109?+
The most recent tax bill on record (2025) was $5,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 865 S GULFVIEW BOULEVARD UNIT 109?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $650,000, this home is listed about 19% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 865 S GULFVIEW BOULEVARD UNIT 109?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 17% above the CLEARWATER BEACH 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $804/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Kevin Mead. MLS #TB8546168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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