5316 LOCHMEAD TERRACE, ZEPHYRHILLS, FL, 33541
Active11 days on marketListed Sep 10, 2026MLS #TB8546177
About this home
5316 LOCHMEAD TERRACE
Bring all offers, the seller very motivated to get this beautiful new home for YOU. The largest LOT in this neighborhood. Only home that can accommodate 3-4 cars to park front of the house- easy to be YOURS. High quality hurricane protected windows and sliding glass doors installed in entire home last 12 months. Any furniture and decoration can stay if buyer like it Also appliances if you will want all, or just some. Enjoy golf course living(Open to Public to bring your friends to play) in this beautifully updated, spacious home with a brand-new A/C system - transferable warranty included, ensuring peace of mind and energy efficiency. and newer 2024 Pella Storm -Rated Windows. It is perfectly situated between the 6th and 7th greens in a beautiful golf course community. This home offers a thoughtful layout with a versatile 3rd bedroom with potential to be an office or den. The master bedroom has a huge walk-in closet. It also offers private access to the Florida Lanai room, making it a peaceful escape with plenty of natural light and extending your living space into the outdoors, just right for sipping your morning coffee or relaxing with a good book. The heart of the home features a beautifully upgraded kitchen with quality cabinetry, a large pantry, granite countertops, soft-close cabinets, and drawers. Overlooking the open-concept living and dining area, this kitchen is both stylish and functional. Large interior utility room, oversized single garage, good for your car and a golf cart. The whole interior of the home was freshly painted, adding to the fresh feel and a touch of modern elegance. Exterior maintenance & roof & lawn maintenance included in & low HOA fees, so all grounds keeping, making this home low-maintenance and stress-free, and no CDD.Extra-large lot with mature landscaping and trees. This villa offers easy access to shopping, dining, and major roadways while being nestled in a picturesque golf course setting. Lake Bernadette community next door (Optional to join) offers an array of amenities, including two separate swimming pools, a clubhouse, playground, basketball, tennis courts, a gym, and a beautiful golf course. This maintenance-free option is ideal for both winter residents and those seeking a full-time home. The home/villa combines thoughtful updates, low-maintenance living, and a prime community location to provide a lifestyle that's convenient and comfortable. Located just off Route 54, this property provides easy access to Tampa, Orlando, Lakeland, and the Gulf Coast beaches. Only a few miles from Wesley Chapel, residents can explore Tampa Premium Outlets, Wiregrass Mall, The Grove, a variety of restaurants, medical centers, theaters, and entertainment options. CLICK on the LINK "Virtual Tour" below the PICTURE to see very detailed VIDEO of this home inside-out
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,505
Sqft
0.23 ac
Lot size
1
Garage
1990
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.9%
$/sqft vs Zephyrhills actives
$179 vs $175
Days on market
11 vs 49 typical
Where $179/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Bernadette
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Lake Bernadette — neighborhood snapshot
Population
3,799
Median age
47
Median income
$90,107
Median home value
$306,868
Avg household
3
Households w/ children
437
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
236 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5316 LOCHMEAD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$190,000
4946 BLANCO DRIVE
3 bd · 2 ba · 1,527 sqft · $124/sqft · 351 DOM
Sold · Apr ’26$138,100
35811 PRADERA DRIVE
2 bd · 2 ba · 1,539 sqft · $90/sqft · 114 DOM
Sold · Jul ’26$160,000
4050 CAREFREE WAY
2 bd · 2 ba · 1,438 sqft · $111/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5316 LOCHMEAD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5316 LOCHMEAD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5316 LOCHMEAD TERRACE FAQs
What would the monthly payment be for 5316 LOCHMEAD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5316 LOCHMEAD TERRACE?+
The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5316 LOCHMEAD TERRACE?+
The most recent tax bill on record (2024) was $1,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5316 LOCHMEAD TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $269,300, this home is listed about 16% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 5316 LOCHMEAD TERRACE?+
New River Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Dan Lanhaus. MLS #TB8546177.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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