CENTURY 21 Edge
$1,885,0003 bd2.5 ba2,045 sqft$922 /sqft≈$13,385 /mo all-in ↓

19616 GULF BOULEVARD UNIT 302, INDIAN SHORES, FL, 33785

Active19 days on marketListed Oct 2, 2026MLS #TB8546218

WaterfrontCondominiumBEACH CLUB OF INDIAN SHORES

About this home

19616 GULF BOULEVARD UNIT 302

Where the Gulf meets luxury, this spectacular third-floor corner residence delivers an unforgettable beachfront lifestyle in an exclusive, intimate building of only 10 residences. Experience elevated beachfront living in this exceptional community directly on the sands of Indian Shores. Panoramic Gulf views and spectacular sunsets define this coastal retreat, offering an ideal setting for a luxury second home or full-time Florida residence. As you step off the elevator, you are welcomed into an exclusive private lobby shared with only one neighboring residence, an uncommon feature that enhances the building’s intimate, boutique appeal. Spanning an impressive 2,045 square feet, this exceptional property captures panoramic Gulf views from the rear and sparkling Intracoastal views from the front creating a breathtaking waterfront backdrop from sunrise to sunset. Four balconies embrace this coastal retreat, showcasing Gulf and Intracoastal views that extend your living space into the coastal breeze. The rear Gulf-facing balcony offers a private staircase to the pool, inviting effortless days of lounging, entertaining and sunset-filled evenings. Inside, rich wood engineered oak flooring, tile and refined architectural details create a sophisticated coastal aesthetic. The chef-inspired kitchen is beautifully appointed with granite countertops, a Subzero refrigerator, premium Miele appliances, a convection oven and microwave as well as a wine cooler. A custom built-in buffet with a second Subzero under counter refrigerator provides the perfect setting for entertaining in effortless style. Your private primary retreat is nothing short of sensational. Dramatic floor-to-ceiling windows showcase endless Gulf views, while electric shades offer privacy at the touch of a button. The updated spa-inspired ensuite features a quartz Cambria double vanity, luxurious soaking tub and an oversized glass-enclosed shower. An expansive custom walk-in closet even featuring its own waterfront window, providing exceptional storage and natural light. There are 2 guest bedrooms, one features plantation shutters and a private balcony, while the other is currently styled as a home office. There are two HVAC systems providing enhanced comfort throughout the residence. Additional conveniences accompanying this unit, includes a laundry room (LG washer and dryer), under-building owner parking and additional ground floor storage. The building provides a secured lobby entryway, adding a level of privacy and security. Built in 1994, this intimate beachfront enclave has completed its Milestone Inspection and Structural Integrity Reserve Study, with no current assessments, offering added confidence alongside an extraordinary coastal setting. Private, polished and undeniably captivating, this is more than a waterfront condo, it is a front-row seat to the Florida lifestyle. Opportunities of this caliber in a 10-residence beachfront building are exceptionally rare. Schedule your private showing and experience the views, luxury and exclusivity for yourself. This is one property you do not want to miss.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,045

Sqft

0.09 ac

Lot size

1994

Year built

One

Levels

$922

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Porcelain Tile
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Under Building
ExteriorBalcony

Community & fees

Taxes (2025)$7,870/yr
PetsYes
CommunityGulf/Ocean Front · None

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,385 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$11,862
PMI (est., until 20% equity)$707
Property tax — 2025 actual bill$656
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $188,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $188,500
Interest rate7.50%
Loan term

Estimated payment

$13,385/mo

Principal & interest$11,862
PMI (est., until 20% equity)$707
Property taxes (actual bill)$656
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$860KedgeAI estimate $995,777 · range $896K–$1.1M$2.0M

vs edgeAI estimate

+89.3%

$/sqft vs Indian Shores actives

$922 vs $639

Days on market

19 vs 75 typical

Where $922/sqft sits among the 66 Indian Shores actives

19
19
16
4 · this home
3
5
$424–552$552–679$679–807$807–935$935–1062$1062+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$535K → $655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

33 of 66

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $1,885,000 · 19 days on market since
1994Built · BEACH CLUB OF INDIAN SHORES

Reality check

What actually sold near 19616 GULF BOULEVARD UNIT 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13702 76TH TERRACESold · Dec ’25

$795,000

13702 76TH TERRACE

3 bd · 2 ba · 1,991 sqft · $399/sqft · 14 DOM

13956 80TH AVENUESold · Apr ’26

$829,000

13956 80TH AVENUE

4 bd · 3 ba · 1,969 sqft · $421/sqft · 7 DOM

13798 74TH AVENUESold · Oct ’26

$862,500

13798 74TH AVENUE

4 bd · 2 ba · 1,901 sqft · $454/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 19616 GULF BOULEVARD UNIT 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19616 GULF BOULEVARD UNIT 302 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19616 GULF BOULEVARD UNIT 302 FAQs

What would the monthly payment be for 19616 GULF BOULEVARD UNIT 302?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $13,385/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19616 GULF BOULEVARD UNIT 302?+

The most recent tax bill on record (2025) was $7,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19616 GULF BOULEVARD UNIT 302?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $1,885,000, this home is listed about 160% above the Indian Shores median of $725,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19616 GULF BOULEVARD UNIT 302?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,885,000 runs 136% above the INDIAN SHORES 33785 median — but at 2,045 sqft it's also 55% larger than the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Andrea Valdes. MLS #TB8546218.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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