920 N OSCEOLA AVENUE UNIT 605, CLEARWATER, FL, 33755
Active10 days on marketListed Sep 10, 2026MLS #TB8546299
About this home
920 N OSCEOLA AVENUE UNIT 605
Experience waterfront living at Marina Bay 880, where modern design, comfort, and beautiful bay views come together. This move-in-ready residence offers stunning views of the water and the Causeway, along with a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features crisp white cabinetry, quartz-style countertops, stainless steel appliances, a statement range hood, generous storage, and a contrasting island with seating, flowing seamlessly into the dining and living areas. Large sliding glass doors fill the home with natural light and open to a private balcony where you can relax and enjoy the waterfront setting. The primary suite offers a peaceful retreat with beautiful wood flooring, balcony access, and a spa-inspired bathroom featuring an oversized walk-in shower with frameless glass and sleek modern finishes. A dedicated flex space is ideal for a home office, while the separate laundry room provides built-in cabinetry and additional countertop space. Marina Bay 880 offers resort-style amenities including a pool, spa, sauna, fitness center, 24-hour concierge, boat slips, gated security, and more. Ideally located just minutes from Clearwater Beach and major airports, this waterfront community offers the perfect combination of luxury, convenience, and Florida coastal living. Designer furniture is negotiable. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,789
Sqft
2
Garage
2021
Year built
One
Levels
$481
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,356 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,356/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
$/sqft vs Clearwater actives
$481 vs $224
Days on market
10 vs 53 typical
Where $481/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
250 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 920 N OSCEOLA AVENUE UNIT 605
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$890,000
331 CLEVELAND STREET UNIT 1702
2 bd · 2 ba · 1,765 sqft · $504/sqft · 28 DOM
Sold · Aug ’26$342,000
1013 MAGNOLIA DRIVE
3 bd · 2 ba · 1,872 sqft · $183/sqft · 177 DOM
Sold · Jul ’26$435,000
1014 EWING PLACE
3 bd · 2.5 ba · 1,890 sqft · $230/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 920 N OSCEOLA AVENUE UNIT 605 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 920 N OSCEOLA AVENUE UNIT 605 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
920 N OSCEOLA AVENUE UNIT 605 FAQs
What would the monthly payment be for 920 N OSCEOLA AVENUE UNIT 605?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,356/mo — principal and interest, the actual property-tax bill, the $1,597/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 920 N OSCEOLA AVENUE UNIT 605?+
The association fee works out to $1,597 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 920 N OSCEOLA AVENUE UNIT 605?+
The most recent tax bill on record (2025) was $7,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 920 N OSCEOLA AVENUE UNIT 605?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $860,000, this home is listed about 208% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 920 N OSCEOLA AVENUE UNIT 605?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$860,000 runs 169% above the CLEARWATER 33755 median — but at 1,789 sqft it's also 41% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,597/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP · Eamon Bolten. MLS #TB8546299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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