0 SEDDON COVE WAY UNIT 4, TAMPA, FL, 33602
Active13 days on marketListed Sep 8, 2026MLS #TB8546532
About this home
0 SEDDON COVE WAY UNIT 4
Excellent Boat Slip can accommodate boats with up to 13-14’ beam and 50+ ft length is available within the privately gated neighborhood of Harbour Island and close to one of the common walk ways for easy access for those not living on the waterfront. Includes a 19,000 lb. DECO Lift. Easy access for great boating to downtown events and restaurants and convenient access to Bay and Gulf of Mexico. No fixed span bridges to worry about. Ownership restrictions apply; must own residential property within the South Neighborhood of Harbour Island to acquire boat slip.
Facts & features
The home at a glance
0
Sqft
0.02 ac
Lot size
One
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Harbour Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Harbour Island — neighborhood snapshot
Population
4,423
Median age
37
Median income
$146,297
Median home value
$516,867
Avg household
2
Households w/ children
316
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SEDDON COVE WAY UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$75,000
0 SEDDON COVE WAY UNIT 25 · same community
43 DOM
Sold · Sep ’25$400,000
414 DANUBE AVENUE
2 bd · 1.5 ba · 981 sqft · $408/sqft · 155 DOM
Sold · Nov ’25$730,000
90 HURON AVENUE
2 bd · 1 ba · 1,122 sqft · $651/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SEDDON COVE WAY UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SEDDON COVE WAY UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 SEDDON COVE WAY UNIT 4 FAQs
What would the monthly payment be for 0 SEDDON COVE WAY UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,851/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 SEDDON COVE WAY UNIT 4?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 SEDDON COVE WAY UNIT 4?+
The most recent tax bill on record (2025) was $1,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 SEDDON COVE WAY UNIT 4?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $200,000, this home is listed about 55% below the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SEDDON COVE WAY UNIT 4?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33602 market on paper
$200,000 is 65% below the TAMPA 33602 median of $574,200.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Traci Burns. MLS #TB8546532.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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