
128 NANCY DRIVE, OLDSMAR, FL, 34677
Active11 days on marketListed Sep 11, 2026MLS #TB8546601
About this home
128 NANCY DRIVE
Welcome to carefree Florida living in this beautifully updated second-floor, two-bedroom, two-bath condo nestled within the sought-after East Lake Woodlands community! The HOA fee includes an impressive array of amenities and services, including cable TV, internet, community pool access and maintenance, reserves, exterior and grounds maintenance, sewer, water, and trash. With so much included, your only utility expense is electricity—giving you more time to simply relax and enjoy your Florida lifestyle. Step inside and immediately appreciate the welcoming, light-filled interior and luxury vinyl wood-look flooring. The updated kitchen features granite countertops, tile backsplash, a pantry closet, updated hardware, and a double stainless-steel sink overlooking the breakfast bar. Open to the living and dining areas, the kitchen creates a comfortable flow for everyday living and entertaining, with room for a small dining table if desired. The spacious living and dining area is enhanced by a beautiful shiplap-style wood ceiling and warm wood-look flooring, creating an inviting atmosphere with plenty of character. All windows and sliding glass doors throughout the condo have been updated to hurricane-impact glass, providing added protection and peace of mind. The beautiful sliding glass doors open to your private, screened-in lanai—a wonderful extension of your living space and the perfect spot to enjoy your morning coffee, curl up with a good book, or dine al fresco. A charming nook on the lanai provides an ideal reading retreat, while a table and chairs would transform the space into your own private outdoor oasis. The lanai also offers private sliding-door access to the primary suite. Your primary suite is generously sized and offers exceptional storage, with three walk-in closets. The en-suite bathroom features a updated dual-sink vanity with additional storage and a convenient step-in shower with glass enclosure. The second bedroom is located toward the front of the condo and is bright, comfortable, and nicely sized, with two generous wall closets. A second full bathroom with a tub/shower combination is conveniently located off the hallway. The spacious laundry closet is located inside the unit - a rare feature in this community! Perhaps one of the most appealing features of this home is its peaceful setting. The condo backs to a private, tree-filled area with no immediate rear neighbors, creating a tranquil, park-like backdrop that you can enjoy from your screened lanai. Located just off Tampa Road, East Lake Woodlands offers a convenient central location with easy access to Tampa, Tampa International Airport, restaurants, shopping, golf, and Florida's beautiful beaches. You'll also enjoy convenient access to U.S. Highway 19 and St. Petersburg. With numerous updated done, this spacious, private, and wonderfully maintained condo offers the perfect combination of comfort, convenience, and carefree Florida living. Come see it for yourself and discover how easy Florida living can be!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,094
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,842 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,842/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.7%
$/sqft vs EAST LAKE WOODLANDS CONDO
$205 vs $173
Days on market
11 vs 56 typical
Where $205/sqft sits among the 11 homes for sale in EAST LAKE WOODLANDS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Lake Woodlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oldsmar. See the full Oldsmar guide →
East Lake Woodlands — neighborhood snapshot
Population
7,647
Median age
53
Median income
$107,049
Median home value
$399,307
Avg household
2
Households w/ children
583
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$400K → $415K
Oldsmar median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
6 of 11
EAST LAKE WOODLANDS CONDO have cut their price
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the OLDSMAR 34677 median. See the full Oldsmar market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 NANCY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$150,000
141 LAKEVIEW WAY · same community
2 bd · 2 ba · 1,094 sqft · $137/sqft · 104 DOM
Sold · Jan ’26$189,000
219 CARYL WAY UNIT 219 · same community
2 bd · 2 ba · 1,094 sqft · $173/sqft · 13 DOM
Sold · Apr ’26$247,000
106 LAKEVIEW PLACE UNIT 106 · same community
2 bd · 2 ba · 1,094 sqft · $226/sqft · 219 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 NANCY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 NANCY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128 NANCY DRIVE FAQs
What would the monthly payment be for 128 NANCY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 NANCY DRIVE?+
The most recent tax bill on record (2025) was $3,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 128 NANCY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oldsmar?+
At $224,000, this home is listed about 31% below the Oldsmar median of $324,900. The market section on this page shows how the area is trending.
Which schools are assigned to 128 NANCY DRIVE?+
Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Vanessa Leonard. MLS #TB8546601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oldsmar homes, in your inbox
Like 128 NANCY DRIVE but not quite? A daily digest of every new listing in Oldsmar — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →


