389 GEORGIA AVENUE, CRYSTAL BEACH, FL, 34681
Active33 days on marketListed Sep 9, 2026MLS #TB8546730
About this home
389 GEORGIA AVENUE
Welcome to The Crystal Beach lifestyle, where waking up to the aroma of the ocean breeze and enjoying a cup of coffee sets the tone for a perfect day. As the sun sets, take a leisurely walk or hop in your golf cart to the Pier for an awe-inspiring view of the nightly sunset. Upon arriving at your home, be greeted by the lush landscape that will instantly put a smile on your face. Stepping inside, you’ll be greeted by a sense of comfort and relaxation, knowing that your home has been recently renovated with a newer roof, air conditioning unit, and fresh paint. The great room plan is designed to foster a sense of togetherness, making it an ideal space for hosting friends and family gatherings. The chef will be delighted with the updated kitchen, featuring a spacious island and ample cabinet and countertop space that overlooks the dining and living areas. Three generously sized bedrooms await, with the primary bedroom offering a walk-in closet and a private en-suite bathroom. Imagine the joy of opening the home up and relaxing on your wrap-around porch, taking in the beautiful water view of Avery Bayou just across the road. Underneath your home, there’s ample space for multiple cars, boats, and storage, ensuring that you have everything you need for a comfortable and convenient lifestyle. Come and experience the good life at 389 Georgia Ave in Crystal Beach. This home had no water intrusion or flooding inside the home during the 2024 hurricanes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,610
Sqft
0.13 ac
Lot size
2
Garage
1994
Year built
One
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,457 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,457/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34%
$/sqft vs Crystal Beach actives
$391 vs $389
Days on market
33 vs 125 typical
Where $391/sqft sits among the 23 Crystal Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $450K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
19 of 23
Crystal Beach actives have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 389 GEORGIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
135 FLORIDA BOULEVARD · same community
4 bd · 2 ba · 1,656 sqft · $317/sqft · 231 DOM
Sold · Apr ’26$350,000
608 FLORIDA BOULEVARD · same community
3 bd · 2 ba · 1,442 sqft · $243/sqft · 142 DOM
Sold · Feb ’26$575,000
185 FOXCROFT DRIVE W
3 bd · 2 ba · 1,620 sqft · $355/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 389 GEORGIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 389 GEORGIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
389 GEORGIA AVENUE FAQs
What would the monthly payment be for 389 GEORGIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,457/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 389 GEORGIA AVENUE?+
The most recent tax bill on record (2025) was $7,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 389 GEORGIA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $629,916, this home is listed about 17% below the Crystal Beach median of $759,950. The market section on this page shows how the area is trending.
Which schools are assigned to 389 GEORGIA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRYSTAL BEACH 34681 market on paper
$629,916 is 13% below the CRYSTAL BEACH 34681 median of $725,000, and at $391/sqft it sits under the Crystal Beach average of $410.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $659,916, now $629,916 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Tim Kizer. MLS #TB8546730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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