449 12TH AVENUE N, ST PETERSBURG, FL, 33701
Active19 days on marketListed Sep 10, 2026MLS #TB8547099
About this home
449 12TH AVENUE N
Built in 2024, this custom single-level coastal estate in the heart of Crescent Lake delivers 4 bed/3 bath main living plus a fully self-contained 1 bed/1 bath ADU, oversized two-car garage, and a resort-style pool — outside of any flood zone. The home is engineered for durability and efficiency with fully owned solar, block construction, spray foam insulation, impact windows and doors, and two tankless water heaters. It's also thoughtfully designed to impress with 10-foot ceilings, vaulted living spaces, wide-plank wood floors, quartz countertops, an 8-burner gas range, and 12-foot sliding glass doors that open fully to the pool, paver patio and turf yard. The ADU adds genuine flexibility — guest suite, rental income, or multigenerational living with its own entrance, kitchen, washer dryer and parking. Steps from Crescent Lake Park and minutes to downtown St. Pete, Beach Drive, and the Pier — this is a rare, move-in-ready home that offers more than you thought possible, without compromise. Experience it yourself by requesting a private showing. This distinct, custom home will not last long.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,787
Sqft
0.17 ac
Lot size
2
Garage
2024
Year built
One
Levels
$570
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,747 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,747/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs St Petersburg actives
$570 vs $301
Days on market
19 vs 51 typical
Where $570/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
269 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 12TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$650,000
717 12TH AVENUE N · same community
4 bd · 2 ba · 1,803 sqft · $361/sqft · 97 DOM
Sold · Dec ’25$465,000
701 12TH AVENUE N · same community
2 bd · 1 ba · 868 sqft · $536/sqft · 8 DOM
Sold · Nov ’25$420,000
718 12TH AVENUE N · same community
2 bd · 1 ba · 704 sqft · $597/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 449 12TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 12TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
449 12TH AVENUE N FAQs
What would the monthly payment be for 449 12TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,747/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 449 12TH AVENUE N?+
The most recent tax bill on record (2026) was $17,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 449 12TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,589,000, this home is listed about 283% above the St Petersburg median of $415,000. The market section on this page shows how the area is trending.
Which schools are assigned to 449 12TH AVENUE N?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VINE REAL ESTATE ADVISORS · Robert Washington. MLS #TB8547099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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