395 114TH AVENUE N UNIT 4, ST PETERSBURG, FL, 33716
Active27 days on marketListed Sep 24, 2026MLS #TB8547114
About this home
395 114TH AVENUE N UNIT 4
Welcome to this beautifully maintained, move-in-ready second-floor condo in the desirable Windward Pointe community! This inviting two-bedroom, one-bath residence features a spacious living and dining area with sliding glass doors opening to a private covered and screened balcony overlooking a peaceful rock garden. The updated kitchen offers solid wood cabinetry, granite countertops, a stylish backsplash, and a vinyl flooring. Fresh interior paint, updated bathroom finishes, and easy-care laminate flooring throughout—no carpet—make this condo comfortable and ready for its new owner. Windward Pointe offers an impressive selection of amenities, including a community pool, clubhouse, tennis courts, fenced playground, car-wash area, abundant guest parking, and designated RV and boat parking. Conveniently located near I-275, with easy access to Downtown St. Petersburg, Tampa, Clearwater, shopping, dining, and the beautiful Gulf beaches. The property is being sold as-is with the buyer’s right to inspect. No dogs are permitted; up to four cats are allowed, subject to association rules and verification. Room dimensions are approximate. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
885
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,332 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs St Petersburg actives
$152 vs $324
Days on market
27 vs 66 typical
Where $152/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Windward Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Windward Pointe — neighborhood snapshot
Population
463
Median age
37
Median income
$61,341
Median home value
$138,200
Avg household
2
Households w/ children
25%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST PETERSBURG 33716 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 395 114TH AVENUE N UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$139,900
195 114TH AVENUE NE UNIT 195 · same community
2 bd · 1.5 ba · 990 sqft · $141/sqft · 2 DOM
Sold · Dec ’25$100,000
182 114TH TERRACE NE UNIT 182 · same community
2 bd · 1.5 ba · 990 sqft · $101/sqft · 439 DOM
Sold · Dec ’25$139,500
131 114TH TERRACE NE UNIT 131 · same community
2 bd · 1.5 ba · 990 sqft · $141/sqft · 362 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 395 114TH AVENUE N UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 395 114TH AVENUE N UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
395 114TH AVENUE N UNIT 4 FAQs
What would the monthly payment be for 395 114TH AVENUE N UNIT 4?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 395 114TH AVENUE N UNIT 4?+
The most recent tax bill on record (2025) was $2,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 395 114TH AVENUE N UNIT 4?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $134,900, this home is listed about 68% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 395 114TH AVENUE N UNIT 4?+
Sawgrass Lake Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Iryna Karavan. MLS #TB8547114.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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