1400 GULF BOULEVARD UNIT 3A, INDIAN ROCKS BEACH, FL, 33785
Active9 days on marketListed Oct 1, 2026MLS #TB8547125
About this home
1400 GULF BOULEVARD UNIT 3A
BEACHFRONT LIVING AT ITS BEST! Welcome to Pelican’s Roost, a very special BEACHFRONT COMPLEX of just 10 residences (5 buildings with 2 units per building, 1 condo per floor), offering a PEACEFUL RETREAT with DIRECT and PRIVATE BEACH ACCESS to miles of sandy shoreline and sparkling Gulf waters in HIGHLY DESIRABLE INDIAN ROCKS BEACH…or as the locals say…IRB. Unit #3A is a TOP-FLOOR RESIDENCE with no one above you, no shared side walls, and windows on all four sides. Step inside and you’ll immediately appreciate the perfect blend of COASTAL CHARM, COMFORT AND A TRUE HOME-LIKE FEEL. The OPEN-CONCEPT KITCHEN, LIVING AND DINING AREA features VAULTED CEILINGS and flows effortlessly through double sliders to an ENORMOUS 500+ SF COVERED BALCONY. This is where you’ll want to spend your time enjoying GULF VIEWS, BREATHTAKING SUNSETS, SOOTHING SOUNDS OF THE WAVES and REFRESHING OCEAN BREEZES. Inside, you’ll find a THOUGHTFULLY UPDATED and WELL-MAINTAINED INTERIOR that is MOVE-IN READY (furniture and furnishings available). Both BEDROOM SUITES feature PRIVATE EN-SUITE BATHS, creating comfortable accommodations for owners and guests alike. Electric panel (2025). Easy operation hurricane shutters on the sliders (2016). Windows (2000). HVAC (compressor 2019 / handler 2010). Water heater (2022). Updated kitchen and baths. CONSISTENT, BEACH FRIENDLY FLOORING THROUGHOUT. Additional features include INSIDE LAUNDRY (washer & dryer 2017), COVERED UNDER-BUILDING PARKING, plenty of guest parking, and PRIVATE GROUND-LEVEL STORAGE. PET FRIENDLY (large dogs allowed for owners, no pets for tenants). PROACTIVE and ATTENTIVE ASSOCIATION for added peace of mind. HARDIE BOARD CEMENT SIDING and a FULL METAL ROOF REPLACEMENT (2016), along with routine maintenance and preventative pest control (interior and exterior) in place. IRB is an outstanding beach community with a ton of FUN IN THE SUN activities for all to enjoy. Several parks, including a waterfront nature park with outdoor exercise equipment, pickleball, tennis and basketball courts, playgrounds and a dog park. Golf cart friendly with several community events throughout the year, along with great local restaurants, coffee shops and beach boutiques. When you’re ready to venture beyond the beach, convenient access makes exploring anywhere in PINELLAS COUNTY, TAMPA AND AREA AIRPORTS a breeze. Whether you’re here for the SUNSETS, THE SAND, THE LIFESTYLE OR THE INVESTMENT POTENTIAL, this is your opportunity to own a SLICE OF PARADISE in one of Florida’s most beloved beach communities. FLIP FLOP LIVING AWAITS!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,074
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$740
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,398 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,398/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+93.9%
$/sqft vs Indian Rocks Beach actives
$740 vs $682
Days on market
9 vs 110 typical
Where $740/sqft sits among the 89 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
49 of 89
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 GULF BOULEVARD UNIT 3A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$380,000
12037 145TH STREET
3 bd · 2 ba · 1,049 sqft · $362/sqft · 80 DOM
Sold · Nov ’25$630,000
399 2ND STREET UNIT 313
2 bd · 2 ba · 1,100 sqft · $573/sqft · 188 DOM
Sold · Nov ’25$169,000
11485 OAKHURST ROAD UNIT A301
2 bd · 2 ba · 1,105 sqft · $153/sqft · 277 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 GULF BOULEVARD UNIT 3A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 GULF BOULEVARD UNIT 3A — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1400 GULF BOULEVARD UNIT 3A FAQs
What would the monthly payment be for 1400 GULF BOULEVARD UNIT 3A?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,398/mo — principal and interest, the actual property-tax bill, the $900/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1400 GULF BOULEVARD UNIT 3A?+
The association fee works out to $900 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1400 GULF BOULEVARD UNIT 3A?+
The most recent tax bill on record (2025) was $9,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1400 GULF BOULEVARD UNIT 3A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $795,000, this home is listed about 4% below the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 GULF BOULEVARD UNIT 3A?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $900/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Heloise Povey. MLS #TB8547125.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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