CENTURY 21 Edge
$450,0004 bd2 ba2,601 sqft$173 /sqft$3,065 /mo all-in ↓

659 TIMBER POND DRIVE, BRANDON, FL, 33510

Active10 days on marketListed Sep 10, 2026MLS #TB8547128

Private poolSingle Family ResidenceTIMBER POND SUB UNIT 2

About this home

659 TIMBER POND DRIVE

Peaceful pond views, a beautiful setting, and the freedom of no HOA and no CDD make this Brandon home a truly special find! Tucked into a quiet, established neighborhood, this thoughtfully designed home offers an abundance of living space, a desirable split-bedroom floor plan, and accessibility modifications that create incredible flexibility for multigenerational living or changing needs. Inside, multiple gathering spaces give everyone room to spread out while still feeling connected. A dedicated dining room and separate living room provide plenty of space for entertaining, while the family room is conveniently overlooked by the kitchen, keeping conversation flowing throughout the heart of the home. One of the home's standout spaces is the stunning enclosed sunroom, surrounded by views of the backyard and pond. Filled with natural light and offering a peaceful place to relax, entertain, or simply enjoy the scenery, it's the kind of room you'll find yourself drawn to again and again. The split-bedroom layout provides exceptional privacy. The primary suite features French doors opening directly to the sunroom, a walk-in closet, and access to a private split bathroom shared with a secondary bedroom. The primary bath was further enhanced in 2026 with an upgraded roll-in accessible shower. The adjoining bedroom offers tremendous versatility as a nursery, home office, gym, or private space for a family member. Two additional spacious bedrooms are located on the opposite side of the home and share a full bathroom. Thoughtfully converted with ADA accessibility features, the home offers added functionality rarely found in a traditional floor plan. Step beyond the sunroom to an expansive screened lanai where a large lap pool takes center stage, complete with a wheelchair/walk-in access ramp for added accessibility. With the entire pool and surrounding outdoor living area enclosed within the screened lanai, this space is designed for year-round Florida enjoyment. Beyond the screen enclosure, the tranquil pond creates a beautiful natural backdrop where you can watch birds and wildlife, enjoy quiet mornings, or simply unwind while taking in everything Mother Nature has to offer. Important improvements add even more value and peace of mind, including the home being repiped, new windows installed in 2024, a new water heater in 2024, and the main water shutoff valve thoughtfully relocated to the garage for easier access. With peaceful water views, generous indoor and outdoor living spaces, a flexible and accessible layout, valuable updates, and no HOA or CDD, this Brandon home offers a unique combination of privacy, functionality, and everyday comfort in a setting you'll love coming home to.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,601

Sqft

0.19 ac

Lot size

2

Garage

1987

Year built

One

Levels

$173

Per sqft

Private poolPool & Trees/Woods & Water view55+ communityPets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesSouthwest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Private Yard · Sidewalk

Community & fees

Taxes (2025)$677/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,065 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$56
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,065/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$56
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$432KedgeAI estimate $516,157 · range $504K$549K$571K

vs edgeAI estimate

−12.8%

$/sqft vs Brandon actives

$173 vs $212

Days on market

10 vs 31 typical

Where $173/sqft sits among the 283 Brandon actives

47
46 · this home
74
48
35
33
$142–168$168–195$195–222$222–249$249–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)32 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33510 — neighborhood snapshot

Population

30,585

Median age

37.4

Median income

$71,057

Median home value

$274,600

Avg household

2.68

Households w/ children

3,293

For the school run

Hillsborough County School District

ElementaryYates Elementary School★★★★
MiddleMann Middle School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$375K$365K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

150 of 283

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the BRANDON 33510 median. See the full Brandon market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $450,000 · 10 days on market since
1987Built · TIMBER POND SUB UNIT 2

Reality check

What actually sold near 659 TIMBER POND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

808 TIMBER POND DRIVESold · Sep ’25

$435,000

808 TIMBER POND DRIVE · same community

4 bd · 2 ba · 1,884 sqft · $231/sqft · 21 DOM

710 MILLIFOLD PLACESold · May ’26

$375,000

710 MILLIFOLD PLACE · same community

3 bd · 2 ba · 1,645 sqft · $228/sqft · 77 DOM

654 TIMBER POND DRIVESold · Jun ’26

$355,000

654 TIMBER POND DRIVE · same community

3 bd · 2 ba · 1,224 sqft · $290/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 659 TIMBER POND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 659 TIMBER POND DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

659 TIMBER POND DRIVE FAQs

What would the monthly payment be for 659 TIMBER POND DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 659 TIMBER POND DRIVE?+

The most recent tax bill on record (2025) was $677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 659 TIMBER POND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $450,000, this home is listed about 20% above the Brandon median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 659 TIMBER POND DRIVE?+

Yates Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8547128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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