CENTURY 21 Edge
$354,9003 bd2 ba1,294 sqft$274 /sqft$2,864 /mo all-in ↓

1806 IRONWOOD COURT W, OLDSMAR, FL, 34677

Active5 days on marketListed Sep 17, 2026MLS #TB8547249

Single Family ResidenceHARBOR PALMS-UNIT FIVE

About this home

1806 IRONWOOD COURT W

Tucked away on a quiet dead-end street in the heart of Oldsmar, this fully renovated ranch home is the total package — move-in ready with the peace of mind of major updates already done. A fenced backyard, mature landscaping, and undeniable curb appeal welcome you home from the moment you arrive. Step inside to a spacious, light-filled living and dining area finished with new waterproof vinyl flooring — a perfect blend of durability and style. The layout flows effortlessly into a true chef's dream: a newly renovated eat-in kitchen featuring an abundance of granite countertops, newer appliances, and plenty of room to cook, gather, and entertain. The primary suite offers a private en-suite bathroom and generous space to unwind, while newer windows, doors, and baseboards run throughout the home for a fresh, cohesive feel. Contemporary lighting fixtures and recessed LED lighting add a modern touch in every room. Major systems are already handled, with a newer roof and HVAC 2023 — giving you real peace of mind for years to come. Outside, the expansive back porch and huge backyard set the stage for effortless Florida entertaining, from quiet mornings to weekend get-togethers. The entire home has been freshly painted inside and out, adding to its polished, turnkey appeal. Location seals the deal: this home sits in the heart of Oldsmar, offering a commuter's dream with easy access to Pinellas, Tampa, and North County. You're just 20 minutes from area airports and shopping, and less than 10 minutes to schools. Homes like this don't last — schedule your showing today, because you may just find yourself calling it home before you leave.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,294

Sqft

0.15 ac

Lot size

1

Garage

1973

Year built

Two

Levels

$274

Per sqft

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingBoat · Driveway · Garage Door Opener
ExteriorLighting

Community & fees

Taxes (2025)$5,494/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,864 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$458
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,422
Interest rate6.00%
Loan term

Estimated payment

$2,864/mo

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$458
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$311KedgeAI estimate $350,974 · range $324K$365K$379K

vs edgeAI estimate

+1.1%

$/sqft vs Oldsmar actives

$274 vs $228

Days on market

5 vs 56 typical

Where $274/sqft sits among the 157 Oldsmar actives

26
26
33
33
19 · this home
20
$138–171$171–204$204–237$237–270$270–303$303+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Palms

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

Harbor Palms — neighborhood snapshot

Population

1,336

Median age

36

Median income

$97,143

Median home value

$307,400

Avg household

4

Households w/ children

193

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$400K$415K

Oldsmar median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

78 of 157

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $354,900 · 5 days on market since
1973Built · HARBOR PALMS-UNIT FIVE

Reality check

What actually sold near 1806 IRONWOOD COURT W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

712 LEMONWOOD DRSold · Feb ’26

$335,000

712 LEMONWOOD DR · same community

3 bd · 2 ba · 1,304 sqft · $257/sqft · 7 DOM

707 LEMONWOOD DRIVESold · Sep ’26

$325,000

707 LEMONWOOD DRIVE · same community

2 bd · 2 ba · 1,064 sqft · $305/sqft · 2 DOM

1812 HIBISCUS COURT SSold · Mar ’26

$465,000

1812 HIBISCUS COURT S · same community

3 bd · 2 ba · 1,569 sqft · $296/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1806 IRONWOOD COURT W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1806 IRONWOOD COURT W — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1806 IRONWOOD COURT W FAQs

What would the monthly payment be for 1806 IRONWOOD COURT W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1806 IRONWOOD COURT W?+

The most recent tax bill on record (2025) was $5,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oldsmar?+

At $354,900, this home is listed about 9% above the Oldsmar median of $324,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1806 IRONWOOD COURT W?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$354,900 runs 40% above the OLDSMAR 34677 median.

02Fresh on the market

Only 5 days on market in a Oldsmar market that averages 56 — if it fits, move quickly.

03Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CORCORAN DWELLINGS · Marie Baethke. MLS #TB8547249.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1806 IRONWOOD COURT W, OLDSMAR, FL — 3 Bed, 2 Bath — $354,900 | CENTURY 21 Edge