38351 7TH AVENUE, ZEPHYRHILLS, FL, 33542
Active6 days on marketListed Sep 17, 2026MLS #TB8547322
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About this home
38351 7TH AVENUE
Welcome to a truly unique opportunity in the heart of Downtown Zephyrhills! This beautifully renovated 3-bedroom, 3-bath home combines modern comfort, energy efficiency, flexibility, and an incredible walkable location—all situated on a spacious double corner lot. One of the home's biggest advantages is its PAID-OFF SOLAR PANEL SYSTEM, offering the potential for significant energy savings without the burden of a solar loan or lease. Add in the property's Residential and Commercial zoning, and you have a rare combination of lifestyle and future possibilities. Inside, nearly everything has been refreshed. Enjoy a brand-new HVAC system, new water heater, new flooring, beautifully remodeled bathrooms, recessed lighting, and a stunning modern kitchen featuring sleek stainless steel appliances, sparkling quartz countertops, modern cabinetry, and a large center island perfect for gathering and entertaining. This thoughtfully designed 3-bedroom, 3-bath layout features TWO bedrooms with private en-suite bathrooms, providing exceptional flexibility for multigenerational living, guests, roommates, or anyone who values additional privacy. But the possibilities don't stop inside the main home. An additional detached building offers exciting potential for a private home office, creative studio, workshop, guest quarters, or possible future in-law suite/ADU, subject to applicable zoning, permitting, Outside, the double lot provides the space that is increasingly difficult to find in a downtown setting. Mature trees, fencing, a covered outdoor area, attached one-car garage, a dettached ADU and plenty of room to relax and entertain. The location is hard to beat! Leave the car at home and enjoy being within close distance of Downtown Zephyrhills restaurants, local shops, City Hall, the Zephyrhills Public Library, parks, recreation, and community activities, while remaining conveniently connected to shopping, healthcare, schools, and major roadways. Completely renovated. Paid-off solar panels. Double lot. Mixed-use zoning. Additional detached space. Walkable downtown location. This isn't your typical Zephyrhills home—it's an opportunity to enjoy the lifestyle you want today with flexibility for tomorrow. Shedule your private showing and discover everything this beautiful home has to offer!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,675
Sqft
0.16 ac
Lot size
1
Garage
1971
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,835 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,835/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CITY ZEPHYRHILLS
$218 vs $202
Days on market
6 vs 49 typical
Where $218/sqft sits among the 15 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
10 of 15
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38351 7TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$215,000
5527 9TH STREET · same community
4 bd · 2 ba · 1,674 sqft · $128/sqft · 33 DOM
Sold · Dec ’25$218,000
38245 12TH AVENUE · same community
3 bd · 2 ba · 1,628 sqft · $134/sqft · 4 DOM
Sold · Sep ’26$308,000
5725 14TH STREET · same community
3 bd · 2 ba · 1,541 sqft · $200/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38351 7TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38351 7TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38351 7TH AVENUE FAQs
What would the monthly payment be for 38351 7TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,835/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38351 7TH AVENUE?+
The most recent tax bill on record (2025) was $4,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $365,000, this home is listed about 14% above the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 38351 7TH AVENUE?+
Raymond B. Stewart Middle School (middle), West Zephyrhills Elementary School (elementary), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 84% above the ZEPHYRHILLS 33542 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Zephyrhills market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Ana Vega, Pa. MLS #TB8547322.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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