CENTURY 21 Edge
$479,0002 bd2 ba1,353 sqft$354 /sqft$3,533 /mo all-in ↓

548 BAYWOOD DRIVE S, DUNEDIN, FL, 34698

Active4 days on marketListed Sep 16, 2026MLS #TB8547502

Single Family ResidenceBAYWOOD SHORES 1ST ADD

About this home

548 BAYWOOD DRIVE S

Fully renovated 2-bedroom, 2-bath home in Dunedin with a bright, open layout and extensive updates completed within the past year. Extensively renovated following the hurricane, with most major finishes, fixtures, appliances and building components replaced or updated within the past year. Inside, the home features new flooring throughout, fresh interior finishes, updated electrical components and fixtures, new lighting and ceiling fans, and a clean, neutral design. The spacious main living area flows into the updated kitchen and offers plenty of flexibility for living and dining space. The kitchen has been completely updated with white shaker-style cabinetry, quartz countertops, stainless steel appliances, modern hardware, and a distinctive tile backsplash. An additional pass-through counter opens the kitchen to the main living area. The primary bedroom includes generous closet space and its own updated private bathroom with a walk-in shower. The second full bathroom has also been renovated and includes a tub/shower combination, updated vanity, fixtures, and finishes. One of the best features of the home is the enclosed Florida room/sunroom, surrounded by windows and providing additional space for relaxing, entertaining, a home office, or sitting area. Sliding glass doors connect it directly to the main living space. Outside, the property offers a fenced backyard with room to create your own outdoor living space, garden, or entertaining area. With the major interior renovation already completed, this is a move-in-ready home with a fresh, modern feel in Dunedin. Nearly everything you see is less than a year old — offering the benefits of a recently renovated home without sacrificing the character and established location of an existing property.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,353

Sqft

0.16 ac

Lot size

1954

Year built

One

Levels

$354

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorNone

Community & fees

Taxes (2025)$4,094/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,533 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$341
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,533/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$341
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $479K
$362KedgeAI estimate $450,767 · range $377K$636K$661K

vs edgeAI estimate

+6.3%

$/sqft vs Dunedin actives

$354 vs $309

Days on market

4 vs 53 typical

Where $354/sqft sits among the 241 Dunedin actives

65
63
59 · this home
27
11
16
$145–230$230–315$315–401$401–486$486–571$571+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Baywood Shores

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Baywood Shores — neighborhood snapshot

Population

259

Median age

64

Median income

$78,942

Median home value

$370,500

Avg household

2

Households w/ children

9%

For the school run

Pinellas County School District

ElementarySan Jose Elementary School★★★★
HighDunedin High School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$455K$443K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

133 of 241

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $479,000 · 4 days on market since
1954Built · BAYWOOD SHORES 1ST ADD

Reality check

What actually sold near 548 BAYWOOD DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

568 TRADE WINDS DRIVESold · Jan ’26

$240,000

568 TRADE WINDS DRIVE · same community

2 bd · 1 ba · 840 sqft · $286/sqft · 26 DOM

590 BAYWOOD DRIVE NSold · Nov ’25

$562,000

590 BAYWOOD DRIVE N · same community

4 bd · 3 ba · 2,920 sqft · $192/sqft · 196 DOM

2460 TRADE WINDS DRIVESold · Jul ’26

$1,700,000

2460 TRADE WINDS DRIVE · same community

4 bd · 3.5 ba · 2,983 sqft · $570/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 548 BAYWOOD DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 548 BAYWOOD DRIVE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

548 BAYWOOD DRIVE S FAQs

What would the monthly payment be for 548 BAYWOOD DRIVE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,533/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 548 BAYWOOD DRIVE S?+

The most recent tax bill on record (2025) was $4,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunedin?+

At $479,000, this home is listed about 20% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 548 BAYWOOD DRIVE S?+

San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$479,000 runs 34% above the DUNEDIN 34698 median.

02Fresh on the market

Only 4 days on market in a Dunedin market that averages 53 — if it fits, move quickly.

03Strong assigned schools

San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DIGI REALTY GROUP, INC. · Alfonso DiGirolamo. MLS #TB8547502.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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