114 SHELL FALLS DRIVE, APOLLO BEACH, FL, 33572
Active10 days on marketListed Sep 10, 2026MLS #TB8547591
About this home
114 SHELL FALLS DRIVE
Waterfront. Del Webb. And ready for your vision. Here’s an opportunity to create exactly what you want in Southshore Falls, one of Apollo Beach’s gated 55+ communities. Set along the water, this home offers something you can’t add during a renovation…the setting. Out back, a peaceful pond becomes part of the everyday view. Step onto the screened porch, settle in and simply take it all in. It’s the kind of outdoor space that already has the right backdrop... you get to decide what the rest of the home becomes. Inside, the home is ready for its next chapter. It needs updating and refreshing so bring your ideas, choose your finishes and create a home that reflects your own style. Hurricane shutters provide an added layer of protection when Florida weather rolls in. And then there’s the community lifestyle. Southshore Falls is designed around the idea that downsizing your home doesn’t mean downsizing your life. At the center of the community is the Wellspring Club, where residents enjoy three heated pools, fitness facilities, pickleball, tennis, bocce, shuffleboard, a putting green and nearly five miles of walking trails. Inside, you’ll find spaces for cards, billiards, arts and crafts, fitness and community events. Spend the day as active, or as relaxed, as you choose, then come home to your own waterfront setting. The home needs some love. The location already has it. If you’ve been waiting for an opportunity to get into Southshore Falls and create a home that’s truly yours, this may be the one. See… Fall in Love with the Community… Make the Home Your Own!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,461
Sqft
0.08 ac
Lot size
2
Garage
2005
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs Apollo Beach actives
$164 vs $217
Days on market
10 vs 56 typical
Where $164/sqft sits among the 371 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
222 of 371
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 SHELL FALLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$391,250
303 BLACKROCK LANE
3 bd · 2 ba · 1,512 sqft · $259/sqft · 141 DOM
Sold · Aug ’26$369,965
5262 COLONY VISTA DRIVE
2 bd · 2 ba · 1,527 sqft · $242/sqft · 2 DOM
Sold · Apr ’26$299,000
5406 AMARYLLIS GARDEN STREET
3 bd · 2 ba · 1,555 sqft · $192/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 114 SHELL FALLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 SHELL FALLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 SHELL FALLS DRIVE FAQs
What would the monthly payment be for 114 SHELL FALLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, the actual property-tax bill, the $371/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 114 SHELL FALLS DRIVE?+
The association fee works out to $371 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 114 SHELL FALLS DRIVE?+
The most recent tax bill on record (2025) was $5,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 114 SHELL FALLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $239,900, this home is listed about 51% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Sandy Budd. MLS #TB8547591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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