CENTURY 21 Edge
$399,0003 bd1 ba1,400 sqft$285 /sqft≈$2,980 /mo all-in ↓

149 COUNTY ROAD 640, LAKE WALES, FL, 33859

Active32 days on marketListed Sep 10, 2026MLS #TB8547604

Private poolSingle Family ResidenceBLUE LAKE HEIGHTS

About this home

149 COUNTY ROAD 640

Discover the charm and peaceful country life of this unique property. This delightful 3-bedroom, 1 bathroom pool home comes with a 1728 sq ft greenhouse, workshop or kennel. It is a move-in ready haven! Enter through the fenced in yard and access the house from the porch front door or the carport pool door. The Kitchen has a walk-in pantry and the appliances are just several years old. The eat in kitchen is a highlight as you can see into the spacious living room enjoying your favorite movie! The primary bedroom has decorative barn doors, a shiplap wall and room for a seating area. It was renovated in 2023 also with a new roof. Plus, you have pool access through the sliding glass doors and a beautiful view of the swimming pool. Two other bedrooms have also been tastefully decorated. The bathroom shower has marble tile on the walls and a closet for your towels and bathroom supplies. You will love relaxing by the pool in your rocking chair or having a sunset dinner by the pool table or using the pool bar table for a buffet. There is a small office or utility room by the pool area. This home comes completely landscaped with plants not only in the pool area but also on 4 sides of the house. There are 3 sprinklers that are stationed on the fence that can manually be turned on for partial irrigation. There is a Mulberry, and Pecan tree and multiple pineapple plants in the yard. The washing machine, six windows and the front door have been replaced in the last several years along with a new garage door opener and keypad in 2025 and new toilet in 2026. Behind the pool is an addition 2 car garage and work area 32 X 24 that adds an additional 768 sq ft. Plus, a second carport behind the garage that is 24 x 12 and adds another 288 square feet bringing total under roof 3,048 square feet. The 1728 sq ft 72 x 24 greenhouse, workshop (or could be a kennel) includes water and electric plus 3 huge concrete slabs. If you prefer a little country life and more privacy then don't miss the opportunity for this unique property to be your home!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,400

Sqft

0.9 ac

Lot size

2

Garage

1954

Year built

One

Levels

$285

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Terrazzo · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorAttic Fan · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat
LaundryCommon Area · Electric Dryer Hookup · Washer Hookup
CoolingCentral Air · Wall/Window Unit(s)
HeatingElectric

Outside & construction

RoofMetal · Other
ConstructionAsbestos · Block · Vinyl Siding · Wood Frame
FoundationBlock · Crawlspace · Pillar/Post/Pier
FacesWest
ParkingBoat · Garage Door Opener · Oversized · Workshop in Garage
ExteriorLighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,540/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sprinkler Well · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,980 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$295
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,980/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$295
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$206KedgeAI estimate $234,325 · range $215K–$250K$415K

vs edgeAI estimate

+70.3%

$/sqft vs Lake Wales actives

$285 vs $167

Days on market

32 vs 84 typical

Where $285/sqft sits among the 382 Lake Wales actives

66
120
91
58
18
29 · this home
$97–131$131–165$165–199$199–233$233–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Drive times from this address

Walt Disney World≈ 52 min
Universal Orlando≈ 62 min
Downtown Orlando≈ 68 min
Orlando Int’l Airport (MCO)≈ 73 min
Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33859 — neighborhood snapshot

Population

10,827

Median age

50.2

Median income

$61,871

Median home value

$200,300

Avg household

2.36

Households w/ children

878

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$275K → $249K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

179 of 382

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $399,000 · 32 days on market since
1954Built · BLUE LAKE HEIGHTS

Reality check

What actually sold near 149 COUNTY ROAD 640

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

147 HAYES STREETSold · Apr ’26

$249,900

147 HAYES STREET

3 bd · 2 ba · 1,400 sqft · $179/sqft · 24 DOM

201 CALOOSA LAKE CIRCLE SSold · Feb ’26

$140,000

201 CALOOSA LAKE CIRCLE S

2 bd · 2 ba · 1,404 sqft · $100/sqft · 2 DOM

4909 FLEETWOOD STREETSold · May ’26

$224,000

4909 FLEETWOOD STREET

2 bd · 1 ba · 1,379 sqft · $162/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 149 COUNTY ROAD 640 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 149 COUNTY ROAD 640 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

149 COUNTY ROAD 640 FAQs

What would the monthly payment be for 149 COUNTY ROAD 640?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,980/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 149 COUNTY ROAD 640?+

The most recent tax bill on record (2025) was $3,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 149 COUNTY ROAD 640?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $399,000, this home is listed about 63% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 149 COUNTY ROAD 640?+

Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8547604.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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