36420 GARDEN WALL WAY, ZEPHYRHILLS, FL, 33541
Active12 days on marketListed Sep 10, 2026MLS #TB8547629
About this home
36420 GARDEN WALL WAY
Discover the perfect blend of comfort, space, and convenience in this beautiful 4-bedroom, 2.5-bathroom home located in a quiet and desirable Zephyrhills community. Featuring an open-concept floor plan, this home offers a spacious layout designed for both everyday living and entertaining. The main living areas flow seamlessly together, while the loft provides additional flexible space that can be used as a media room or playroom area. Step outside to the screened-in lanai, the perfect spot to relax and enjoy Florida living. A 2-car garage provides convenient parking and additional storage. Residents can enjoy an excellent selection of community amenities, including a resort-style pool, clubhouse, playground, tennis courts, and pickleball courts. Best of all, the community offers a low HOA, making it an attractive option for homeowners seeking value and amenities. Enjoy a convenient Zephyrhills location close to hospitals, shopping, dining, schools, major roads, and everyday conveniences, while still enjoying the peaceful feel of a residential neighborhood. Whether you're looking for your next family home or a property in a convenient and amenity-rich community, this home is ready to welcome you! Schedule your private showing today and come see 36420 Garden Wall Way!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,073
Sqft
0.1 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Zephyrhills actives
$165 vs $174
Days on market
12 vs 49 typical
Where $165/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
238 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 36420 GARDEN WALL WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$298,000
36618 GARDEN WALL WAY · same community
4 bd · 2 ba · 1,939 sqft · $154/sqft · 211 DOM
Sold · Sep ’26$325,000
36548 GARDEN WALL WAY · same community
4 bd · 2 ba · 1,939 sqft · $168/sqft · 112 DOM
Sold · Jul ’26$310,000
36412 GARDEN WALL WAY · same community
4 bd · 2.5 ba · 1,764 sqft · $176/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 36420 GARDEN WALL WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36420 GARDEN WALL WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
36420 GARDEN WALL WAY FAQs
What would the monthly payment be for 36420 GARDEN WALL WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,212/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 36420 GARDEN WALL WAY?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 36420 GARDEN WALL WAY?+
The most recent tax bill on record (2025) was $9,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 36420 GARDEN WALL WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $342,000, this home is listed about 7% above the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 36420 GARDEN WALL WAY?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INVESTCOR REALTY LLC · Jose Natera. MLS #TB8547629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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