424 55TH AVENUE, ST PETE BEACH, FL, 33706
Active30 days on marketListed Sep 12, 2026MLS #TB8547671
About this home
424 55TH AVENUE
WATERFRONT BEAUTIFUL 90X110 VACANT LOT OPPORTUNITY IN ONE OF THE FINEST WATERFRONT BOATING LOCATIONS ON THE WESTCOAST! Amazing wide open panoramic views of Boca Ciega Bay and the intracoastal waterway. Updated seawall installed 2021 . Updated Composite Boat dock in 2026 with a 30.000 lb boat lift . Beautiful water views by day with amazing Moonlite waters by night with dazzling lights of St,Pete Beach , Isla Del Sol, Gulfport, and the Don Cesar Hotel in the distance. From here you'll have a 10 minute walk to the beach, shopping, dining, local bars and overall entertainment on one of Americas most acclaimed and sought after beaches. By boat you'll have a short 10 min drive to the Gulf of America.This is the place to build your dream home and live your best beach living dreams. Don't miss out on this extraordinary opportunity to call this amazing waterfront lot your home.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,393 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,393/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Brightwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Brightwater — neighborhood snapshot
Population
283
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 302% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 55TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,400,000
422 55TH AVENUE · same community
5 bd · 4 ba · 2,993 sqft · $802/sqft · 322 DOM
Sold · Oct ’25$890,000
4000 GULF BOULEVARD UNIT 302
2 bd · 2 ba · 727 sqft · $1,224/sqft · 0 DOM
Sold · Apr ’26$435,000
4510 GULF BOULEVARD UNIT 207
1 bd · 2 ba · 740 sqft · $588/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 424 55TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 55TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
424 55TH AVENUE FAQs
What would the monthly payment be for 424 55TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,393/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 424 55TH AVENUE?+
The most recent tax bill on record (2025) was $18,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $1,850,000, this home is listed about 243% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 424 55TH AVENUE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,850,000 runs 302% above the ST PETE BEACH 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KEYSTONE PROPERTY CONSULTING FIRM · Danny Hudson. MLS #TB8547671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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