5155 SPANISH OAKS DRIVE, LAKELAND, FL, 33805
Active38 days on marketListed Sep 11, 2026MLS #TB8547692
About this home
5155 SPANISH OAKS DRIVE
Space is definitely not in short supply at 5155 Spanish Oaks Drive! Situated on approximately 0.42 acres, this two-story Lakeland home offers 4 bedrooms, 3.5 baths and more than 3,000 square feet of living space, along with a 2-car attached garage and a large fenced backyard. The property appraiser reflects 3,038 square feet of living area and a 2005 build date. The main level provides plenty of room to spread out, with multiple living and dining areas and an open connection between the kitchen and rear living space. The kitchen features abundant white cabinetry, generous counter space, a center island, stainless steel appliances and recessed lighting. Tile flooring extends throughout the main living areas, and a convenient half bath completes the first floor. Upstairs, a large open loft provides additional flexible living space. The oversized primary suite offers an impressive amount of room along with an en-suite bath featuring a dual-sink vanity, soaking tub and separate shower/toilet area. Three additional bedrooms complete the upper level, including one with its own en-suite bath, plus an additional full hall bath. Outside, a covered and screened rear patio overlooks the expansive fenced backyard, providing plenty of open outdoor space. Additional highlights include a roof approximately 4 years old, two HVAC units replaced in 2017 and serviced annually, and an annual HOA fee of $500. Located in Lakeland with convenient access to major roadways, shopping, dining and area amenities, this home offers generous indoor and outdoor space with plenty of flexibility to make it your own.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,038
Sqft
0.42 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs Lakeland actives
$145 vs $194
Days on market
38 vs 61 typical
Where $145/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33805 — neighborhood snapshot
Population
27,391
Median age
36.9
Median income
$55,565
Median home value
$173,800
Avg household
2.58
Households w/ children
2,852
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
218 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5155 SPANISH OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$750,000
1125 SPANISH OAKS DRIVE W · same community
5 bd · 3 ba · 3,060 sqft · $245/sqft · 20 DOM
Sold · Jul ’26$515,000
936 HIGHVIEW DRIVE · same community
4 bd · 3 ba · 2,808 sqft · $183/sqft · 232 DOM
Sold · Jul ’26$685,000
2034 CINDY CIRCLE · same community
3 bd · 3 ba · 2,187 sqft · $313/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5155 SPANISH OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5155 SPANISH OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5155 SPANISH OAKS DRIVE FAQs
What would the monthly payment be for 5155 SPANISH OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,151/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5155 SPANISH OAKS DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5155 SPANISH OAKS DRIVE?+
The most recent tax bill on record (2024) was $1,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5155 SPANISH OAKS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $439,900, this home is listed about 33% above the Lakeland median of $330,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5155 SPANISH OAKS DRIVE?+
Wendell Watson Elementary School (elementary), Lake Gibson Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8547692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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