37015 KAREN AVENUE, ZEPHYRHILLS, FL, 33542
Active6 days on marketListed Sep 15, 2026MLS #TB8547772
About this home
37015 KAREN AVENUE
Nicely maintained doublewide offering 2 bedrooms and 2 bathrooms with a comfortable street-level screen porch and an attached utility room complete with shelving, washer, and dryer. The home features recently installed laminate flooring throughout the main living areas, double-pane windows, and a beautifully updated kitchen with refreshed cabinetry and countertops. A formal dining area with a built-in hutch opens to a spacious living room that includes a coat closet and a convenient side entry door. An updated sliding glass door leads to the raised screen room, which provides a peaceful view of the woods — an ideal spot for relaxing or enjoying the natural surroundings. The guest bedroom features updated Berber carpet and a ceiling fan and is located across from the main bathroom. At the back of the home, the primary bedroom suite also offers updated Berber carpet & a ceiling fan plus it features its own en-suite bathroom with an additional closet and an updated walk-in shower completed in 2018. For added safety, the en-suite includes an additional rear exit door. This home includes numerous updates such as a new rubber roof in 2017, new plumbing supply lines in 2021, and a new HVAC system installed in 2015. Well-kept thoughtfully improved and fully furnished this property offers generous living space, practical upgrades, and a welcoming layout ready for its next owner. Located in Betmar Acres, one of Zephyrhills’ most active and welcoming 55+ communities, where you own your land and enjoy a vibrant lifestyle every day. This fun-filled neighborhood offers three 9-hole golf courses, indoor shuffleboard, Bingo, dances, two pools, two hot-tubs, tennis, pickleball, horseshoes, and a packed calendar of organized monthly activities that keep the community buzzing. Friendly neighbors, endless things to do, and a true sense of Florida living—Betmar Acres delivers an energetic, social atmosphere you’ll love calling home. Schedule your visit Today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.09 ac
Lot size
1971
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,274 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,274/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.8%
$/sqft vs Zephyrhills actives
$140 vs $175
Days on market
6 vs 49 typical
Where $140/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Betmar Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Betmar Acres — neighborhood snapshot
Population
800
Median age
66
Median income
$43,762
Median home value
$93,642
Avg household
2
Households w/ children
25%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
235 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37015 KAREN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$75,000
37113 LOIS AVENUE · same community
2 bd · 1 ba · 672 sqft · $112/sqft · 110 DOM
Sold · Oct ’25$70,000
37112 SANDRA AVENUE · same community
2 bd · 1.5 ba · 664 sqft · $105/sqft · 40 DOM
Sold · Feb ’26$195,000
37139 PEPPER DRIVE
2 bd · 2 ba · 1,056 sqft · $185/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 37015 KAREN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37015 KAREN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
37015 KAREN AVENUE FAQs
What would the monthly payment be for 37015 KAREN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,274/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 37015 KAREN AVENUE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 37015 KAREN AVENUE?+
The most recent tax bill on record (2025) was $1,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37015 KAREN AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $147,900, this home is listed about 54% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 37015 KAREN AVENUE?+
West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$147,900 is 25% below the ZEPHYRHILLS 33542 median of $195,900, and at $140/sqft it sits under the Zephyrhills average of $180.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Zephyrhills market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BETMAR REALTY CORP · Joe Desmarais. MLS #TB8547772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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