CENTURY 21 Edge
$230,0001 bd1 ba798 sqft$288 /sqft≈$3,217 /mo all-in ↓

470 3RD STREET S UNIT 612, ST PETERSBURG, FL, 33701

Active39 days on marketListed Sep 12, 2026MLS #TB8547811

✦ Priced 71% below the ST PETERSBURG 33701 medianFully furnishedCondominiumBEACON ON 3RD ST THE

About this home

470 3RD STREET S UNIT 612

In the heart of Downtown St. Petersburg, within walking distance of everything you could want or need, you’ll find this beautifully situated one-bedroom, one-bathroom condo overlooking the city. From the moment you step inside, you’re welcomed by sweeping skyline views that are just as impressive by day as they are when the city lights come alive at night. The open floor plan offers flexibility for both everyday living and entertaining, with distinct living and dining spaces that flow seamlessly into the kitchen. Granite countertops, ample cabinetry, and a breakfast bar create a functional kitchen at the center of the home. The spacious bedroom is lined with floor-to-ceiling windows framing the city beyond and features a generous walk-in closet, one of two walk-in closets within the condo. Just outside, an oversized private balcony becomes an extension of the living space, offering the perfect place to relax, entertain, or simply take in the view. The Beacon offers an impressive collection of amenities, including a 24-hour fitness center, rooftop deck, secured entry, night and weekend security, a resort-style pool with loungers and private cabanas, grilling and outdoor dining areas, and guest parking. Even better, the cost of heating and air conditioning is included in the HOA fee, helping keep monthly electric bills remarkably low. This is downtown living at its best, steps from an endless collection of restaurants and bars, sporting events and entertainment, world-class arts and culture, the St. Pete Pier, and the waterfront. With the condo being sold furnished, settling into the downtown lifestyle couldn’t be easier. Just pack a bag and make yourself at home. Enjoy all the energy and beauty of life by the water without the upkeep that comes with it. More than a home, this is your front-row seat to everything that makes St. Petersburg extraordinary.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

798

Sqft

1 ac

Lot size

1965

Year built

One

Levels

$288

Per sqft

City viewFurnishedPets allowed

Inside

FlooringLaminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
ViewCity
FacesWest
ParkingAssigned · Covered · Guest
ExteriorBalcony · Lighting · Sliding Doors

Community & fees

HOA fee$915/mo
Taxes (2025)$5,536/yr
PetsNumber Limit, Size Limit, Yes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,217 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,579
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$461
Condo fee — from the listing$915
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate7.50%
Loan term

Estimated payment

$3,217/mo

Principal & interest$1,579
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$461
HOA / condo fee$915
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$168KedgeAI estimate $194,243 · range $175K–$200K$239K

vs edgeAI estimate

+18.4%

$/sqft vs St Petersburg actives

$288 vs $323

Days on market

39 vs 66 typical

Where $288/sqft sits among the 400 St Petersburg actives

149
143 · this home
39
28
10
31
$128–279$279–430$430–582$582–733$733–885$885+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beacon On Third

Drive times from this address

Downtown Tampa≈ 28 min
Tampa Int’l Airport (TPA)≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Beacon On Third — neighborhood snapshot

Population

273

Median age

24

Median income

$83,336

Median home value

$193,200

Avg household

2

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

233 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 12, 2026Listed at $230,000 · 39 days on market since
1965Built · BEACON ON 3RD ST THE

Reality check

What actually sold near 470 3RD STREET S UNIT 612

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

470 3RD STREET S UNIT 403Sold · Jun ’26

$262,000

470 3RD STREET S UNIT 403 · same community

1 bd · 1 ba · 798 sqft · $328/sqft · 32 DOM

470 3RD STREET S UNIT 413Sold · Sep ’26

$200,000

470 3RD STREET S UNIT 413 · same community

1 bd · 1 ba · 811 sqft · $247/sqft · 47 DOM

470 3RD STREET S UNIT 921Sold · Jul ’26

$282,000

470 3RD STREET S UNIT 921 · same community

1 bd · 1 ba · 859 sqft · $328/sqft · 210 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 470 3RD STREET S UNIT 612 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 470 3RD STREET S UNIT 612 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

470 3RD STREET S UNIT 612 FAQs

What would the monthly payment be for 470 3RD STREET S UNIT 612?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,217/mo — principal and interest, the actual property-tax bill, the $915/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 470 3RD STREET S UNIT 612?+

The association fee works out to $915 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 470 3RD STREET S UNIT 612?+

The most recent tax bill on record (2025) was $5,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 470 3RD STREET S UNIT 612?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $230,000, this home is listed about 46% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 470 3RD STREET S UNIT 612?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33701 market on paper

$230,000 is 71% below the ST PETERSBURG 33701 median of $794,024, and at $288/sqft it sits under the St Petersburg average of $371.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $915/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of THE KEY GROUP · Amanda Bursik. MLS #TB8547811.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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