1021 W HENRY AVENUE, TAMPA, FL, 33604
Active3 days on marketListed Sep 18, 2026MLS #TB8548113
About this home
1021 W HENRY AVENUE
LIVE THE RIVER LIFE IN THE HEART OF TAMPA Welcome to 1021 W Henry Avenue, a waterfront retreat set on an expansive double lot along the Hillsborough River, offering a rare combination of privacy, space and an incredible central Tampa location. Step outside and the river becomes your backyard. Launch right from home via your grandfathered dock and boat ramp with boat lift — 124 feet of private waterfront frontage — or spend the day kayaking, paddleboarding and fishing. Cruise the Hillsborough River toward the Riverwalk, Armature Works and Downtown Tampa, then come home to sunset views by the pool. With more than 4,000 square feet of flexible living space, the home is designed for entertaining and everyday living. Multiple living areas open to covered verandas overlooking the pool, backyard and river. The lower level offers additional living space with its own bedroom, bath, kitchen and private entrance, ideal for guests or extended family. Outside, enjoy a private resort-style setting behind a gated entry, with a sparkling pool and spa, covered pavilion, waterfront entertaining areas, 4-car garage, circular driveway and space for your boat or RV. Minutes from Seminole Heights, Tampa Heights, Armature Works and Downtown Tampa, this is where waterfront living meets city convenience.Boat to brunch. Relax by the pool. Watch the sunset over the river. You're not simply buying a home — you're buying the Tampa waterfront lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4,107
Sqft
0.48 ac
Lot size
4
Garage
1998
Year built
Two
Levels
$657
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,758 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,758/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.9%
$/sqft vs Tampa actives
$657 vs $293
Days on market
3 vs 43 typical
Where $657/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Old Seminole Heights — neighborhood snapshot
Population
15,847
Median age
36
Median income
$82,239
Median home value
$319,341
Avg household
3
Households w/ children
1,767
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
241 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 673% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1021 W HENRY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$950,000
914 W IDLEWILD AVENUE · same community
3 bd · 2.5 ba · 2,056 sqft · $462/sqft · 6 DOM
Sold · Sep ’25$750,000
901 W HENRY AVENUE · same community
3 bd · 1 ba · 1,956 sqft · $383/sqft · 0 DOM
Sold · Mar ’26$700,000
6103 RIVER TERRACE · same community
4 bd · 3 ba · 1,903 sqft · $368/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 1021 W HENRY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1021 W HENRY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1021 W HENRY AVENUE FAQs
What would the monthly payment be for 1021 W HENRY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,758/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1021 W HENRY AVENUE?+
The most recent tax bill on record (2025) was $24,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $2,699,000, this home is listed about 501% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1021 W HENRY AVENUE?+
Sligh Middle School (middle), Foster Elementary School (elementary), Hillsborough High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,699,000 runs 673% above the TAMPA 33604 median — but at 4,107 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Tampa market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · ALYSSA Egleston. MLS #TB8548113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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