CENTURY 21 Edge
$2,580,0005 bd4 ba4,400 sqft$586 /sqft$15,718 /mo all-in ↓

445 18TH AVENUE NE, ST PETERSBURG, FL, 33704

Active6 days on marketListed Sep 16, 2026MLS #TB8548325

Private poolSingle Family ResidenceSNELL & HAMLETTS NORTH SHORE ADD

About this home

445 18TH AVENUE NE

A rare Old Northeast offering, this exceptional 4,400-square-foot home combines generous living space, timeless character, and an incredible indoor-outdoor lifestyle just blocks from Coffee Pot Bayou, Tampa Bay, and downtown St. Petersburg. With five bedrooms, four full bathrooms, a spacious bonus/flex room, and a large heated saltwater pool and spa by Sekas Custom Pools, this meticulously maintained home is designed equally well for everyday living, entertaining, and hosting guests. The expansive, welcoming front porch sets the tone with brick herringbone tiles, twin porch swings, window flower boxes, and glass-paned front door. Inside, the entryway features original hardwood floors, a charming sitting area, and casement entries to the formal living and dining rooms. The formal living room is anchored by a wood burning fireplace with brick surround and custom mantle, custom built in bookcases, and spacious conversational space. Glass-paned French doors lead you to the light and bright sunroom, where a vibrant checkerboard Cuban tile floor compliments views of blooming bougainvillea out the windows. Just beyond is a cozy sitting room, perfect for quiet moments with a good book. Tucked in behind the sitting room is a private office with large storage closet, providing a work-from-home retreat. Upstairs, four generously sized guest bedrooms feature original moldings, classic hall bathroom, and closets galore, including two linen closets. The primary suite also features a sitting room, walk-in custom closet, and en-suite bathroom. On the opposite side of the home, the formal dining room is large enough to host formal dinner parties or relaxed family gatherings. The kitchen is classic in design with white cabinets, granite countertops, stainless steel appliances, step in pantry, and dedicated laundry room with a sink, cabinets and utility closet. Kitchen island and eat-in area open seamlessly to the large family room for everyday living. The family room features a second wood burning fireplace, custom built in shelving, polished concrete floors, coffered ceiling with recessed lighting, and French doors opening to the lanai and pool. A full bathroom adds convenience for guests and poolside living. An oversized, connected two-car garage with alley access completes the bottom floor, while a rear stairwell leads to one of the home’s most versatile spaces: a massive bonus room with vaulted ceilings, hand painted custom Florida murals, full bathroom, walk in closet and new dedicated HVAC unit. Ideal as a guest suite, game room, media room, or creative space, this flexible area offers endless possibilities. Outside off the family room is a covered porch for a quiet morning coffee, leading to the pavered lanai and large heated salt water pool with fountain squirters and spa by Sekas Custom Pools, creating a private backyard retreat for entertaining. Meticulously maintained, this home has updated plumbing and electrical, new roof in 2022, and all three HVAC units have been replaced in the last 4 years. Located in an X flood zone, this exceptional Old Northeast home offers a rare combination of historic character, generous living spaces, modern updates, and an enviable location on a brick street.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,400

Sqft

0.15 ac

Lot size

2

Garage

1925

Year built

Two

Levels

$586

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringBamboo · Carpet · Ceramic Tile · Porcelain Tile · Tile · Hardwood
AppliancesDishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionMetal Siding · Wood Frame
FoundationCrawlspace · Slab
FacesSouth
ParkingAlley Access · Garage Door Opener · Garage Faces Rear · On Street · Oversized · Parking Pad
ExteriorFrench Doors · Irrigation System · Outdoor Shower · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$8,030/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,718 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,922
PMI (est., until 20% equity)$968
Property tax — 2025 actual bill$669
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $258,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $258,000
Interest rate6.00%
Loan term

Estimated payment

$15,718/mo

Principal & interest$13,922
PMI (est., until 20% equity)$968
Property taxes (actual bill)$669
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$586 vs $305

Days on market

6 vs 57 typical

Where $586/sqft sits among the 400 St Petersburg actives

157
123
45
27 · this home
11
37
$126–265$265–403$403–542$542–681$681–820$820+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Old Northeast

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Historic Old Northeast — neighborhood snapshot

Population

6,785

Median age

52

Median income

$89,071

Median home value

$707,667

Avg household

2

Households w/ children

502

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

258 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 247% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $2,580,000 · 6 days on market since
1925Built · SNELL & HAMLETTS NORTH SHORE ADD

Reality check

What actually sold near 445 18TH AVENUE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

446 16TH AVENUE NESold · Apr ’26

$2,900,000

446 16TH AVENUE NE · same community

8 bd · 6 ba · 4,634 sqft · $626/sqft · 55 DOM

526 16TH AVENUE NESold · Dec ’25

$2,735,000

526 16TH AVENUE NE · same community

4 bd · 3.5 ba · 3,584 sqft · $763/sqft · 109 DOM

815 15TH AVENUE NESold · Apr ’26

$3,995,000

815 15TH AVENUE NE · same community

4 bd · 4.5 ba · 3,539 sqft · $1,129/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 445 18TH AVENUE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 445 18TH AVENUE NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

445 18TH AVENUE NE FAQs

What would the monthly payment be for 445 18TH AVENUE NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,718/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 445 18TH AVENUE NE?+

The most recent tax bill on record (2025) was $8,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $2,580,000, this home is listed about 500% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 445 18TH AVENUE NE?+

North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,580,000 runs 247% above the ST PETERSBURG 33704 median — but at 4,400 sqft it's also nearly 3 times the size of the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.

Listing courtesy of SOUTHERN ROOTS REALTY, LLC · Natalie DeVicente. MLS #TB8548325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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