12784 SIGMUND STREET, SPRING HILL, FL, 34609
Active3 days on marketListed Sep 17, 2026MLS #TB8548428
Come see it
Upcoming open house
Sun, Sep 20
1:00 PM – 4:00 PM
About this home
12784 SIGMUND STREET
Welcome to this beautifully maintained 2020-built home in the highly sought-after Plantation Palms community of Spring Hill. Offering 4 bedrooms, 2 bathrooms, a den/office, 3-car garage, and 2,133 square feet, this home sits on an oversized 0.57-acre lot with a fully fenced backyard and white vinyl fencing. The bright, open floor plan features a formal dining room with vaulted ceilings, spacious great room, breakfast area, and well-appointed kitchen with wood cabinetry, beveled-edge HD countertops, stainless steel appliances, and a large pantry. Luxury vinyl flooring runs throughout the main living areas, with tile in the kitchen and bathrooms. A front-facing den/office with built-in shelving provides a private workspace. The spacious primary suite offers dual vanities, a garden tub, separate walk-in shower, and large walk-in closet, while the split-bedroom layout provides privacy for family and guests. The interior laundry room includes utility sink hookups for added convenience. Enjoy Florida living on the expanded paver lanai overlooking a peaceful, tree-lined backyard with plenty of room for entertaining, gardening, recreation, or even adding a large swimming pool. Conveniently located near schools, shopping, dining, parks, medical facilities, and the Suncoast Parkway, with easy access to Tampa, Tampa International Airport, and Gulf Coast beaches.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,133
Sqft
0.57 ac
Lot size
3
Garage
2020
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,429 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,429/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.9%
$/sqft vs Spring Hill actives
$216 vs $191
Days on market
3 vs 43 typical
Where $216/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
270 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12784 SIGMUND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$420,000
3238 SAGO POINT COURT · same community
3 bd · 2 ba · 2,042 sqft · $206/sqft · 4 DOM
Sold · Dec ’25$435,000
12651 WIND CHIME COURT · same community
4 bd · 3 ba · 1,998 sqft · $218/sqft · 116 DOM
Sold · Sep ’25$360,000
12900 SIGMUND STREET · same community
4 bd · 2 ba · 1,754 sqft · $205/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12784 SIGMUND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12784 SIGMUND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12784 SIGMUND STREET FAQs
What would the monthly payment be for 12784 SIGMUND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,429/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12784 SIGMUND STREET?+
The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12784 SIGMUND STREET?+
The most recent tax bill on record (2025) was $3,763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12784 SIGMUND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $460,000, this home is listed about 35% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12784 SIGMUND STREET?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Tina Newby. MLS #TB8548428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Spring Hill homes, in your inbox
Like 12784 SIGMUND STREET but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →