8103 N RIVER SHORE DRIVE, TAMPA, FL, 33604
Active20 days on marketListed Sep 23, 2026MLS #TB8548657
About this home
8103 N RIVER SHORE DRIVE
Experience the ultimate Tampa WATERFRONT lifestyle in this exceptional custom home, thoughtfully designed by famed local designer Thomas Everett Lamb and space top add a DOCK. Ideally positioned on a quiet cul-de-sac with Hillsborough River frontage, this extraordinary residence combines sophisticated design, luxurious finishes, and effortless indoor-outdoor living. Step through the striking 10-foot glass pivot door into a dramatic two-story foyer, where a sculptural staircase with sleek glass railings and a beautifully appointed wine room beneath immediately set the tone for the home. Custom accent lighting highlights the architectural details throughout. The first floor offers a private guest suite with en-suite bath, a convenient powder room, and an impressive chef’s kitchen featuring a gas range, oversized stainless-steel refrigerator, expansive island with waterfall-edge countertop, and abundant cabinetry. The kitchen opens seamlessly to the family room, where a soaring two-story ceiling and floor-to-ceiling wall of windows frame spectacular views of the pool and Hillsborough River. Designed for entertaining and enjoying the Florida lifestyle, the outdoor living space is truly exceptional. The backyard features a resort-style pool and hot tub, outdoor kitchen, expansive grassy yard, and substantial river frontage, with ample space to create your own private dock and elevate the waterfront experience even further. Upstairs, you'll find three additional bedroom suites, including the luxurious primary retreat. The spacious primary suite features two walk-in closets and a spa-inspired bathroom complete with a soaking tub and steam shower. The oversized upstairs laundry room is exceptionally appointed with double washers and dryers plus a second refrigerator, providing the convenience and functionality expected in a home of this caliber. Additional features include a whole-house generator and an oversized two-car garage. From its sophisticated custom design to its incredible riverfront setting, this is a rare opportunity to enjoy the privacy, luxury, and beauty of true Tampa waterfront living. Your dream waterfront lifestyle starts here!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,953
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$508
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,098 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,098/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.8%
$/sqft vs Tampa actives
$508 vs $284
Days on market
20 vs 64 typical
Where $508/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lowry Park Central
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lowry Park Central — neighborhood snapshot
Population
12,359
Median age
40
Median income
$57,314
Median home value
$219,671
Avg household
3
Households w/ children
1,210
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 349% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8103 N RIVER SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,475,000
8107 N RIVER SHORE DRIVE · same community
3 bd · 2.5 ba · 2,405 sqft · $613/sqft · 164 DOM
Sold · Oct ’26$1,175,000
6009 N ITHMAR AVENUE
5 bd · 4 ba · 3,230 sqft · $364/sqft · 0 DOM
Sold · May ’26$690,000
6106 N LYNN AVENUE
4 bd · 2.5 ba · 2,504 sqft · $276/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8103 N RIVER SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8103 N RIVER SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8103 N RIVER SHORE DRIVE FAQs
What would the monthly payment be for 8103 N RIVER SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8103 N RIVER SHORE DRIVE?+
The most recent tax bill on record (2025) was $15,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,499,000, this home is listed about 245% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8103 N RIVER SHORE DRIVE?+
Oak Grove Elementary School (elementary), Chamberlain High School (high), Memorial Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Gregory Margliano. MLS #TB8548657.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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