18916 GERACI ROAD, LUTZ, FL, 33548
Active5 days on marketListed Sep 16, 2026MLS #TB8548676
About this home
18916 GERACI ROAD
Virtually Staged. Welcome to your own piece of lakefront living in Lutz! Set on an oversized, fenced half-acre corner lot, this 4-bedroom, 2-bath home with a 2-car garage offers an incredible combination of space, privacy and waterfront enjoyment. Inside, the open and spacious floor plan is filled with natural light and beautiful lake views. The kitchen serves as the heart of the home, featuring quartz countertops, a large center island, abundant cabinetry, a tiled backsplash and plenty of space for gathering. It opens directly to the main living area, where vaulted ceilings and sliding glass doors draw your attention toward the water. A formal dining room provides additional space for entertaining, while the fourth bedroom can easily function as a home office or den, depending on your needs. The spacious primary suite enjoys lake views, two walk-in closets, direct access to the outdoor living area and a private bath with dual sinks, a garden tub and a separate shower. The additional bedrooms offer plenty of space for family and guests. One of the highlights of the home is the huge covered and screened lanai overlooking the backyard and lake—the perfect place to relax, entertain or simply enjoy the peaceful waterfront setting. Head down to your private dock to fish, launch a kayak or canoe, and enjoy the lake right from your own backyard. With approximately half an acre, there is plenty of room for a boat, RV and all the extras that come with enjoying the Florida lifestyle. When you’re ready to venture out, you’ll be conveniently located near shopping, restaurants, medical facilities, county parks and interstate access. Brooker Creek Headwaters Nature Preserve, featuring a 4.3-mile hiking trail, is also nearby for those who enjoy spending time outdoors. Voluntary community association; membership and annual contribution are optional. This wonderful combination of lakefront living, space, privacy and convenience makes it a fantastic place to call home. Call today to schedule your private tour and see everything this beautiful property has to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,950
Sqft
0.52 ac
Lot size
2
Garage
1988
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,346 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,346/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs Lutz actives
$315 vs $243
Days on market
5 vs 48 typical
Where $315/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
163 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18916 GERACI ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$306,990
938 PRINCESS SABAL POINT · same community
4 bd · 2 ba · 1,828 sqft · $168/sqft · 162 DOM
Sold · Oct ’25$315,990
934 PRINCESS SABAL POINT · same community
4 bd · 2 ba · 1,828 sqft · $173/sqft · 97 DOM
Sold · Dec ’25$321,990
962 PRINCESS SABAL POINT · same community
4 bd · 2 ba · 1,828 sqft · $176/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 18916 GERACI ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18916 GERACI ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18916 GERACI ROAD FAQs
What would the monthly payment be for 18916 GERACI ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18916 GERACI ROAD?+
The most recent tax bill on record (2025) was $7,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18916 GERACI ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $615,000, this home is listed about 29% above the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18916 GERACI ROAD?+
Buchanan Middle School (middle), Lutz K-8 School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33548 market on paper
$615,000 is 12% below the LUTZ 33548 median of $699,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Lutz market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Buchanan Middle School, Lutz K-8 School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE BOUTIQUE REAL ESTATE GROUP · Julie Lasky Mueller. MLS #TB8548676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 18916 GERACI ROAD but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →