CENTURY 21 Edge
$3,899,0003 bd3.5 ba4,558 sqft$855 /sqft$24,207 /mo all-in ↓

1209 E CUMBERLAND AVENUE UNIT 2901, TAMPA, FL, 33602

Active8 days on marketListed Sep 15, 2026MLS #TB8548812

CondominiumTOWERS OF CHANNELSIDE CONDOMIN

About this home

1209 E CUMBERLAND AVENUE UNIT 2901

THE GRAND PENTHOUSE | TOWERS OF CHANNELSIDE | RESIDENCE 2901 Rarely available and exceptionally distinguished, Residence 2901 is a premier Tampa penthouse offering 4,178 square feet of heated living space and 4,434 square feet total, with 3 bedrooms and 3.5 bathrooms. Elevated above Channelside and Water Street, this remarkable residence delivers an extraordinary combination of privacy, sophistication, and scale. Designed for grand entertaining and refined everyday living, the penthouse showcases generously proportioned interiors, abundant natural light, and an effortless open flow. Expansive living and dining areas create an impressive setting for hosting guests, while the versatile three-bedroom layout provides exceptional flexibility for family, visitors, or a private home office. The serene primary suite offers a luxurious retreat complemented by the elevated ambiance and exclusivity of penthouse living. Ideally positioned in the heart of Channelside and Water Street, Residence 2901 places you moments from acclaimed dining, premier entertainment, waterfront destinations, cultural attractions, and the vibrant energy of downtown Tampa. A rare opportunity to claim an extraordinary residence and experience Tampa luxury living at its highest level.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

4,558

Sqft

0 ac

Lot size

4

Garage

2010

Year built

One

Levels

$855

Per sqft

City & Pool & Water viewPets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorElevator · High Ceilings · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionConcrete
FoundationSlab
ViewCity · Pool · Water
FacesNorthwest
ParkingAssigned · Garage Door Opener · Ground Level · Guest · Under Building
ExteriorBalcony · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$18,557/yr
PetsNumber Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$24,207 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,039
PMI (est., until 20% equity)$1,462
Property tax — 2025 actual bill$1,546
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $389,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $389,900
Interest rate6.00%
Loan term

Estimated payment

$24,207/mo

Principal & interest$21,039
PMI (est., until 20% equity)$1,462
Property taxes (actual bill)$1,546
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN

$855 vs $623

Days on market

8 vs 43 typical

Where $855/sqft sits among the 7 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN

3
0
3
1
0
0 · this home
$503–562$562–620$620–679$679–738$738–797$797+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Channel District

Drive times from this address

Downtown Tampa3 min
Tampa Int’l Airport (TPA)17 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Channel District — neighborhood snapshot

Population

4,558

Median age

36

Median income

$117,680

Median home value

$706,917

Avg household

2

Households w/ children

208

For the school run

Hillsborough County School District

HighBlake High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 7

TOWERS OF CHANNELSIDE CONDOMIN have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 567% above the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 15, 2026Listed at $3,899,000 · 8 days on market since
2010Built · TOWERS OF CHANNELSIDE CONDOMIN

Reality check

What actually sold near 1209 E CUMBERLAND AVENUE UNIT 2901

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

449 S 12TH STREET UNIT 2602Sold · Apr ’26

$1,975,000

449 S 12TH STREET UNIT 2602 · same community

3 bd · 3 ba · 2,985 sqft · $662/sqft · 111 DOM

1209 E CUMBERLAND AVENUE UNIT 2702Sold · Aug ’26

$2,400,000

1209 E CUMBERLAND AVENUE UNIT 2702 · same community

3 bd · 3 ba · 2,554 sqft · $940/sqft · 0 DOM

449 S 12TH STREET UNIT 2001Sold · Nov ’25

$1,400,000

449 S 12TH STREET UNIT 2001 · same community

3 bd · 3 ba · 2,161 sqft · $648/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1209 E CUMBERLAND AVENUE UNIT 2901 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1209 E CUMBERLAND AVENUE UNIT 2901 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1209 E CUMBERLAND AVENUE UNIT 2901 FAQs

What would the monthly payment be for 1209 E CUMBERLAND AVENUE UNIT 2901?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,207/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1209 E CUMBERLAND AVENUE UNIT 2901?+

The most recent tax bill on record (2025) was $18,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1209 E CUMBERLAND AVENUE UNIT 2901?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $3,899,000, this home is listed about 768% above the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1209 E CUMBERLAND AVENUE UNIT 2901?+

Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Danielle Kashou. MLS #TB8548812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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