CENTURY 21 Edge
$729,9002 bd2 ba1,520 sqft$480 /sqft≈$5,280 /mo all-in ↓

1616 INDIAN ROCKS ROAD, BELLEAIR, FL, 33756

Active19 days on marketListed Sep 24, 2026MLS #TB8548963

Single Family ResidenceBELLEAIR ESTATES

About this home

1616 INDIAN ROCKS ROAD

Welcome to the Belleair lifestyle! This beautifully updated 2-bedroom, 2-bath home offers 1,520 square feet of thoughtfully improved, move-in-ready living space with an impressive list of upgrades. Major improvements include a BRAND-NEW 2026 ROOF, a 2024 A/C unit, whole house Generac generator, tankless water heater, and plumbing for a Blair water-softening system. Step inside to an updated kitchen with gas cooking, beautifully renovated designer bathrooms, travertine flooring throughout the main living areas, and LVT flooring in the bedrooms—no carpet anywhere. The combination of timeless finishes and meaningful upgrades makes this home as practical as it is beautiful. Outdoor living is made easy with a natural gas connection already in place for a grill or future outdoor kitchen, making the backyard ready for entertaining. Mature, lush landscaping surrounds the property, creating a private and inviting outdoor setting to relax, entertain, and enjoy Florida living. The property also features a dedicated irrigation tank, helping reduce reliance on household water for landscape irrigation. And don't forget the golf cart! Enjoy the quintessential Florida lifestyle with the ability to golf cart to the beach and easily enjoy everything surrounding the Belleair area. You're also conveniently located near golf, dining, shopping, parks, and the Gulf beaches. With so many of the big-ticket improvements have already been taken care of, simply move in and start enjoying the Belleair lifestyle. Some pictures have been virtually staged

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,520

Sqft

0.24 ac

Lot size

1

Garage

1952

Year built

One

Levels

$480

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Travertine
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Tankless Water Heater · Water Softener
InteriorCeiling Fan(s) · Open Floorplan · Stone Counters · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingCircular Driveway · Garage Door Opener
ExteriorFrench Doors · Sidewalk

Community & fees

Taxes (2025)$10,896/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,280 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property tax — 2025 actual bill$908
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,990
Interest rate6.00%
Loan term

Estimated payment

$5,280/mo

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property taxes (actual bill)$908
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $730K
$438KedgeAI estimate $507,364 · range $457K–$558K$759K

vs edgeAI estimate

+43.9%

$/sqft vs BELLEAIR ESTATES

$480 vs $589

Days on market

19 vs 130 typical

Where $480/sqft sits among the 7 homes for sale in BELLEAIR ESTATES

1
1 · this home
2
1
0
2
$413–472$472–531$531–590$590–648$648–707$707+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Estates

Drive times from this address

Tampa Int’l Airport (TPA)≈ 35 min
Downtown Tampa≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair. See the full Belleair guide →

Belleair Estates — neighborhood snapshot

Population

1,378

Median age

58

Median income

$123,058

Median home value

$641,015

Avg household

2

Households w/ children

95%

For the school run

Pinellas County School District

HighLargo High School★★★★★
ElementaryMildred Helms Elementary School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$1.1M → $888K

Belleair median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

4 of 7

BELLEAIR ESTATES have cut their price

Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the BELLEAIR 33756 median. See the full Belleair market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $729,900 · 19 days on market since
1952Built · BELLEAIR ESTATES

Reality check

What actually sold near 1616 INDIAN ROCKS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1705 INDIAN ROCKS ROADSold · Jul ’26

$440,000

1705 INDIAN ROCKS ROAD · same community

2 bd · 2 ba · 1,341 sqft · $328/sqft · 13 DOM

101 OSCEOLA ROADSold · Apr ’26

$808,000

101 OSCEOLA ROAD · same community

2 bd · 2 ba · 1,706 sqft · $474/sqft · 22 DOM

610 PALM AVENUESold · Sep ’26

$460,000

610 PALM AVENUE · same community

2 bd · 2 ba · 1,232 sqft · $373/sqft · 187 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1616 INDIAN ROCKS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1616 INDIAN ROCKS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1616 INDIAN ROCKS ROAD FAQs

What would the monthly payment be for 1616 INDIAN ROCKS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1616 INDIAN ROCKS ROAD?+

The most recent tax bill on record (2025) was $10,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1616 INDIAN ROCKS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair?+

At $729,900, this home is listed about 6% below the Belleair median of $774,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1616 INDIAN ROCKS ROAD?+

Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Heonia Chaschin. MLS #TB8548963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1616 INDIAN ROCKS ROAD, BELLEAIR, FL — 2 Bed, 2 Bath — $729,900 | CENTURY 21 Edge