1209 E CUMBERLAND AVENUE UNIT 504, TAMPA, FL, 33602
Active27 days on marketListed Sep 16, 2026MLS #TB8548983
About this home
1209 E CUMBERLAND AVENUE UNIT 504
Luxury, location, and lifestyle converge in this exceptional Channelside residence. Experience the best of urban living just steps from the waterfront, in this beautifully updated 2-bedroom, 2-bath condominium. Designed for both comfort and style, this condo features modern updates, a spa inspired primary retreat and an exceptional 278-square-foot terrace—perfect for morning coffee, sunset cocktails (with view of downtown), entertaining friends, or simply enjoying Florida’s year-round sunshine! Residents enjoy an impressive collection of resort-style amenities including a sparkling pool with a dramatic rock waterfall, a spacious clubhouse, new fitness center, dog park with dog wash station, grilling area, and community garden. Whether you're seeking relaxation or an active lifestyle, this community offers something for everyone. The location is truly unmatched! Step outside your door and walk to Benchmark Arena (catch a Tampa Bay Lightning game or concert), Sparkman Wharf, the 2.6-mile Tampa Riverwalk, the Florida Aquarium, cruise terminals, or the Downtown Tampa/Ybor City Trolley. Enjoy an incredible selection of restaurants, entertainment venues, waterfront attractions, and cultural destinations just moments away. With downtown Tampa at your fingertips, this is maintenance-free luxury living in one of the city's most exciting neighborhoods! Don't miss this opportunity to own a condo in the center of all that Tampa has to offer! Perfect for professionals, USF medical residents, a weekend "city home" away from suburban living, or an investment for anyone seeking the ideal blend of luxury, convenience, and lifestyle. Whether you’re looking for a full-time residence or an urban retreat, this is the one you’ve been waiting for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,338
Sqft
0 ac
Lot size
2
Garage
2007
Year built
One
Levels
$486
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,832 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,832/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs Tampa actives
$486 vs $284
Days on market
27 vs 64 typical
Where $486/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
224 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1209 E CUMBERLAND AVENUE UNIT 504
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$792,000
449 S 12TH STREET UNIT 1903 · same community
2 bd · 2.5 ba · 1,571 sqft · $504/sqft · 104 DOM
Sold · Jun ’26$930,000
449 S 12TH STREET UNIT 1201 · same community
3 bd · 3 ba · 1,778 sqft · $523/sqft · 337 DOM
Sold · Jan ’26$468,000
810 ISLAND WALK DRIVE UNIT 810
3 bd · 2 ba · 1,410 sqft · $332/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1209 E CUMBERLAND AVENUE UNIT 504 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1209 E CUMBERLAND AVENUE UNIT 504 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1209 E CUMBERLAND AVENUE UNIT 504 FAQs
What would the monthly payment be for 1209 E CUMBERLAND AVENUE UNIT 504?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,832/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1209 E CUMBERLAND AVENUE UNIT 504?+
The most recent tax bill on record (2025) was $11,049. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1209 E CUMBERLAND AVENUE UNIT 504?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $650,000, this home is listed about 49% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1209 E CUMBERLAND AVENUE UNIT 504?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY 2 · Adina Peace. MLS #TB8548983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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