2076 BUTTERNUT CIRCLE W, CLEARWATER, FL, 33763
Active1 days on marketListed Sep 19, 2026MLS #TB8549052
About this home
2076 BUTTERNUT CIRCLE W
Short Sale. Sale is subject to third-party/lender approval for final sales price and terms. Property is being sold AS-IS. Bring your vision and unlock the potential of this Clearwater home! Situated on a large fenced lot with a private swimming pool, this property offers an exciting opportunity for buyers, investors, or renovators looking to create something of their own. The home is currently in the midst of renovation and is ready for the next owner to take over and bring it across the finish line. Inside, you'll find a spacious floor plan with multiple living areas, generous room sizes, and plenty of possibilities to reconfigure, update, and personalize the space. Some improvements have already been started, while other areas are ready for your ideas. Roof installed in 2022. Whether you're envisioning a modern open-concept design, additional entertaining space, or simply completing the existing renovation, there is plenty here to work with. There is a 180 Sq foot room with mini split AC that is not included in the Sq Footage and give you tons of options with this space. Outside is where the possibilities continue. The large backyard (.28 acre) with white PVC fencing that provides room for pets, play, gardening, outdoor entertaining, or creating your own private Florida retreat. The in-ground swimming pool offers the centerpiece for a future backyard oasis, and the screened and covered outdoor areas provide additional space to enjoy Florida living. Located in Clearwater with convenient access to shopping, dining, major roadways, Tampa International Airport, St. Pete-Clearwater International Airport, and the Gulf beaches. This is an opportunity for someone who isn't afraid of a project and can see the potential beyond the current condition. Property is being sold AS-IS and is subject to lender approval of a short sale. Renovation is incomplete and the home needs substantial work. Buyers should perform their own due diligence regarding property condition, permits, repairs, pool condition, and any improvements needed. The property has a Veteran tax exemption and located in a non-flood zone. Cash or renovation financing may be most appropriate due to the current condition. Please allow additional time for lender review and short-sale approval. The lender has indicated that the approval process may take approximately 60–90 days after a complete offer is submitted for review. All terms and price are subject to lender approval.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,341
Sqft
0.28 ac
Lot size
2
Garage
1980
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,217 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,515/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.9%
$/sqft vs Clearwater actives
$242 vs $224
Days on market
1 vs 53 typical
Where $242/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Charter Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Charter Oaks — neighborhood snapshot
Population
97
Median age
66
Median income
$71,528
Median home value
$245,900
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2076 BUTTERNUT CIRCLE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$412,250
2079 CHARTER OAKS DRIVE · same community
2 bd · 2 ba · 1,073 sqft · $384/sqft · 5 DOM
Sold · Oct ’25$420,000
655 VINE COURT · same community
3 bd · 2 ba · 1,652 sqft · $254/sqft · 64 DOM
Sold · Jun ’26$425,000
2277 S LAGOON CIRCLE
2 bd · 2 ba · 1,340 sqft · $317/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2076 BUTTERNUT CIRCLE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2076 BUTTERNUT CIRCLE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2076 BUTTERNUT CIRCLE W FAQs
What would the monthly payment be for 2076 BUTTERNUT CIRCLE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,217/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2076 BUTTERNUT CIRCLE W?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $325,000, this home is listed about 16% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2076 BUTTERNUT CIRCLE W?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$325,000 runs 106% above the CLEARWATER 33763 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clearwater market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY · Kathie Lea. MLS #TB8549052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2076 BUTTERNUT CIRCLE W but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kamilla to ping you on any price or status change →